Explore the differences! FHA VS Conventional loan programs in San-Diego, Duval County, Texas

In 2026, the conventional loan limit for San-Diego within Duval County, TX, is $647,200. Meanwhile, the FHA cap for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore and contrast today's best rates available for Conventional, FHA, and USDA loans. Determine the income, credit requirements, reserves, and documents needed to qualify. This advanced mortgage tool provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the most suitable program for your financial needs in TX.

Examine loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in San-Diego, Duval, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 78384

Options for Conventional and FHA Loans in San-Diego, TX

The aim of Lendersa® is to efficiently secure the most beneficial Conventional, USDA, or FHA loan for you quickly and without any hassle. Start by choosing one of three paths to find matching lenders and loan programs.

Results from USDA loan requests processed by Lendersa


San-Diego Lenders

  • Chemcel Federal Credit Union
  • 5740 County Road 4, Bishop, TX, 78343
  • Lends in Texas
  • Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.

  • ValueBank Texas
  • 3649 Leopard Street, Corpus Christi, TX, 78408
  • Lends in Texas
  • We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force

  • HomeSource Mortgage
  • 5850 S Staples St, Corpus Christi, TX, 78413
  • Lends in Texas
  • HomeSource Mortgage opened its doors in April 2015 and has quickly become known as “The source of ALL Your Mortgage Needs.” HomeSource Mortgage’s business model is based upon excellent communication and that is something Claudia strives for every time someone walks through the door. Claudia doesn’t believe that our job is simply to “generate loans”

  • Third Coast Home Loans, LLC
  • 5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413
  • Lends in Texas
  • Third Coast Home Loans, LLC is committed to helping you find the right mortgage product for your residential purchase, refinance, or permanent-to-construction financing. Our mission is simple: To present the best possible real estate advice and mortgage solutions by maintaining our commitment to quality loan files and outstanding customer service.

  • The First National Bank of Hebbronville
  • 305 N. Smith, Hebbronville, TX, 78361
  • Lends in Texas
  • Here at The First National Bank of Hebbronville, we provide you with the best banking possible.
    Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.

  • Home Loans Made Easy, LLC
  • 5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
  • Lends in Texas
  • Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.

  • Smarter Mortgage
  • 6349 South Padre Island Dr, Corpus Christi, TX, 78412
  • Lends in Texas
  • Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.

  • Bravo Mortgage & Realty Group
  • 6999 McPheron Rd, Suite 108-B, Laredo, TX, 78041
  • Lends in Texas
  • We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.

  • TexStar Federal Credit Union
  • 141 Park Place Boulevard, Kenedy, TX, 78119
  • Lends in Texas
  • TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups