FHA VS Conventional loan in Seagraves, Gaines County, Texas
In the year 2026, the limit for a Conventional loan in Seagraves, within the county of Gaines, TX stands at $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to weigh today's best Conventional, FHA, and USDA rates. Determine the income, credit, reserves, and documents necessary to qualify with ease. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, providing clarity on which program in TX suits your financial situation best.
2026 loan limits and down payment requirements in Seagraves, county of Gaines, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 79359
Explore Conventional and FHA loan opportunities in Seagraves, TX
The goal of Lendersa® is to expediently offer you the best available Conventional, USDA, or FHA loan. Choose from three starting paths to match you with suitable lenders and tailored loan programs without any hassle.
Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank. We offer our employees unlimited opportunities for career development.
We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.
PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
AT AimMortgage We look forward to putting our mortgage services to work for you!
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing
