FHA VS Conventional loan programs in Seagraves, Gaines County, Texas

In the year 2026, the limit for a Conventional loan in Seagraves, within the county of Gaines, TX stands at $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to weigh today's best Conventional, FHA, and USDA rates. Determine the income, credit, reserves, and documents necessary to qualify with ease. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, providing clarity on which program in TX suits your financial situation best.

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2026 loan limits and down payment requirements in Seagraves, county of Gaines, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 79359

Explore Conventional and FHA loan opportunities in Seagraves, TX

The goal of Lendersa® is to expediently offer you the best available Conventional, USDA, or FHA loan. Choose from three starting paths to match you with suitable lenders and tailored loan programs without any hassle.

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