FHA VS Conventional loan in Seagraves, Gaines County, Texas

In 2025, Convetional loan limit in Seagraves, county of Gaines, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Seagraves, county of Gaines, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 79359

Conventional and FHA loan options in Seagraves, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pinnacle Bank Iowa
  • 2206 South Center Street, Marshalltown, IA, 50158
  • Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.
  • Home Federal
  • 303 West Main Street, Marshalltown, IA, 50158
  • At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
  • MEMBERS1st Community Credit Union
  • 910 South 12th Avenue, Marshalltown, IA, 50158
  • Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.
  • SIU Credit Union
  • 395 N Giant City Rd, Carbondale, IL, 62902
  • SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
  • HOUSE AND HOME MORTGAGE
  • 54710 North Circle Drive, Suite 3, Idyllwild, CA, 92549
  • We service all types of loans, Home Loans, VA Loans, FHA Loans, USDA Loans, Jumbo Loans, Fixed Rate Loans, Reverse Mortgages, Conventional Loans, Adjustable Rate Mortgages (ARMs), Home Equity Line of Credit (HELOC), Second Mortgages, and a great Refinancing Program. We can also serve any of your real estate needs as well,
  • 5 Star Community Credit Union
  • 100 S Cherry Street, Mount Pleasant, IA, 52641
  • 5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
  • FBT Mortgage
  • 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
  • FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
  • Community Bank TN
  • 19 Natchez Trace Drive, Lexington, TN, 38351
  • Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.
  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
  • Traditional Home Mortgage, Inc
  • 16204 Highland Drive, Mc Kenzie, TN, 38201
  • Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.