FHA VS Conventional loan programs in Sealy, Austin County, Texas

In 2026, the conventional loan limit in the city of Sealy, found within the county of Austin, TX, is $726,200. The FHA limit for a single-family home here is $472,030.

With Lendersa®, utilize the Conventional loan calculator to juxtapose today's rates for Conventional, FHA, and USDA loans. Determine essential qualifications such as income, credit, reserves, and needed documentation. With our advanced mortgage calculation tool, view Conforming Conventional, USDA, FHA, and VA loans side-by-side to decide the most suitable program in TX for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sealy, Austin, TX

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is applicable to these zip codes: 77474

Explore Conventional and FHA Loan Options in Sealy, TX

Lendersa® is dedicated to finding you the most favorable Conventional, USDA, or FHA loan efficiently and smoothly. Choose from three initial paths that align you with the right lenders and loan programs.

USDA loan request matching results via Lendersa


  • TrinityMortgage
  • 2929 Allen Parkway, Suite 200, Houston, TX, 77019
  • Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.

  • Houston Texas Fire Fighters Federal Credit Union
  • 4200 Kolb Street, Houston, TX, 77007
  • HTFFFCU is a full service financial institution located in Houston, Texas. We exclusively serve the Houston Fire Department and their families. This is the official HTFFFCU Facebook page where you are encouraged to participate and engage with the credit union and other fellow members.

    Ensure that all comments and posts are appropriate

  • Houston Police Credit Union
  • 1600 Memorial Drive, Houston, TX, 77007
  • Originally founded on October 21, 1937, towards the end of the Great Depression, Houston Police Credit Union was created by Houston police officers to establish a financial institution that was owned and operated by the local police force—a financial cooperative. Their mission was to provide reasonably-priced loans

  • Houston Highway Credit Union
  • 8120 Washington Avenue, Houston, TX, 77007
  • Houston Highway Credit Union was chartered by the state of Texas in December 1952 to serve the employees that worked in district 12 of the Texas Highway Department. At the time, this included about 2, 000 employees in Houston and the seven surrounding counties.

    Since that time, the number of employees and counties has decreased

  • Urban Lending
  • 5023 Washington Avenue, Houston, TX, 77007
  • Urban Living is a full-service real estate company specializing in inner-city lifestyle.We look forward to helping you find your new home by browsing our featured developments, our pre-owned properties, or use our home finder to search 35,000+ properties for sale in Houston.We are setting a new standard in the way real estate business is conducted.

  • Financial Capital Group
  • 112 W. 4th St, Houston, TX, 77007
  • Financial Capital Group is a privately owned residential and commercial real estate finance company based in Texas. We offer a wide range of real estate loan programs. Our goal is to provide the best real estate financial solutions in the constantly dynamic and evolving U.S. Mortgage Market.

  • BHI Funding
  • 2626 South Loop West, Suite 232, Houston, TX, 77054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Tidal Loans
  • 2616 S Loop W, Unit 505, Houston, TX, 77054
  • Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.