FHA VS Conventional loan in Shady-Shores, Denton County, Texas

During 2026, the Conventional loan limit for Shady-Shores, in the county of Denton, TX, is set at $647,200, while the FHA limit remains at $450,800 for a single-family home.

Leverage the Lendersa® Conventional loan calculator to assess the top rates available today for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed to qualify efficiently. Our sophisticated mortgage tool places Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you identify the optimal program tailored to your financial needs in TX.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Shady-Shores, County of Denton, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

Note: This comparison table is applicable to these zip codes: 76208

Options for Conventional and FHA Loans in Shady-Shores, TX

The objective of Lendersa® is to facilitate the acquisition of the best possible Conventional, USDA, or FHA loan quickly and without difficulty. Choose from three starting points that lead to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


Shady-Shores Lenders

  • The Mortgage Brewer
  • 100 W. Oak Street, Suite 202, Denton, TX, 76201
  • Lends in Texas
  • Travis Scott team is dedicated to helping families reach the dream of home ownership. Whether buying a new home, investment home, or ReFinancing, we can help. Travis work in the relationship business. Travis have worked with several clients that have needed credit assistance and been able to coach them to get into a position to buy.

  • Affiliated Financial Services Inc.
  • 211 Fort Worth Drive, Suite A, Denton, TX, 76201
  • Lends in Texas
  • Affiliated Mortgage Lending (NMLS 1062212) provides a complete offering of home loan products to meet the unique needs of borrowers throughout the State of Texas. Not just another mortgage company - we have many different solutions to help you achieve your home loan objectives whatever they may be.

  • Wes Gregg
  • 100 W. Oak St, Suite G-109, Denton, TX, 76201
  • Lends in Texas
  • Growing up in North Texas I’ve seen firsthand the incredible rate at which it has grown. There has never been a better time to leverage debt to buy Texas Real Estate. Rates are still very low. Texas represents freedom and more people are catching on and moving here than ever before.

  • Greater Texas Mortgage Company
  • 3237 Stonecrop Trail, Argyle, TX, 76226
  • Lends in Texas
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Lone Star Home Mortgage
  • 1341 Saddlebrook Court, Argyle, TX, 76226
  • Lends in Texas
  • Lone Star Home Mortgage is a full service mortgage Company with one goal in mind...helping consumers accomplish their home financing goals.The only way to achieve this is by providing the best origination platform for mortgage professionals to operate in today's landscape. This means delivering the products, price, and service.

  • Parkmont Lending
  • 2340 Justin Rd, Suite 206, Highland Village, TX, 75077
  • Lends in Texas
  • At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Highland Village Mortgage LLC
  • 206 Malibu Drive, Highland Village, TX, 75077
  • Lends in Texas
  • Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village

  • King Financial Group Inc.
  • 2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
  • Lends in Texas
  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect

  • V3 Lending
  • 2591 Dallas Parkway, Frisco, TX, 75034
  • Lends in Texas
  • V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.