FHA VS Conventional loan programs in 2025 for Providence-Village, Denton County, Texas
In 2025, within Providence-Village, Denton county, TX, the Conventional loan limit is $647,200. In contrast, for a single-family home, the FHA limit is $450,800.
Use the Lendersa® Conventional loan calculator to compare the prevailing rates across Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, explore side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to select the optimal program for your financial situation in TX.
2025 Loan Limits and Down Payment Requirements in Providence-Village, Denton, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$329,300
0%
FHA
$450,800
3.5%
This table applies to the following zip codes: 76227
Conventional and FHA Loan Options in Providence-Village, TX
The goal of Lendersa® is to rapidly provide the best possible Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three options that pair you with compatible lenders and loan programs.
From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.
Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
6007 Financial Plaza, Suite 206, Shreveport, LA, 71129
At Cross Country Equity, LLC, the “Mortgage Professionals”, a highly skilled team of financial experts specializing in mortgage loan services. Our company has over 40 years of combined experience in the financial services arena, with expert knowledge in all mortgage products both residential and commercial.
Armstrong Bank has taken pride in providing exceptional customer service. As a family-oriented Bank with locations across Oklahoma and Arkansas, our Banking experts live and work in the communities that they serve. Armstrong employees dedicate their time and talents to a wide variety of community organizations
Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
