Explore the differences! FHA VS Conventional loan programs in Providence-Village, Denton County, Texas

In 2026, within Providence-Village, Denton county, TX, the Conventional loan limit is $647,200. In contrast, for a single-family home, the FHA limit is $450,800.

Use the Lendersa® Conventional loan calculator to compare the prevailing rates across Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, explore side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to select the optimal program for your financial situation in TX.

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2026 Loan Limits and Down Payment Requirements in Providence-Village, Denton, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This table applies to the following zip codes: 76227

Conventional and FHA Loan Options in Providence-Village, TX

The goal of Lendersa® is to rapidly provide the best possible Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three options that pair you with compatible lenders and loan programs.

Discover USDA loan requests and outcomes with Lendersa


Providence-Village Lenders

  • The Mortgage Brewer
  • 100 W. Oak Street, Suite 202, Denton, TX, 76201
  • Lends in Texas
  • Travis Scott team is dedicated to helping families reach the dream of home ownership. Whether buying a new home, investment home, or ReFinancing, we can help. Travis work in the relationship business. Travis have worked with several clients that have needed credit assistance and been able to coach them to get into a position to buy.

  • Affiliated Financial Services Inc.
  • 211 Fort Worth Drive, Suite A, Denton, TX, 76201
  • Lends in Texas
  • Affiliated Mortgage Lending (NMLS 1062212) provides a complete offering of home loan products to meet the unique needs of borrowers throughout the State of Texas. Not just another mortgage company - we have many different solutions to help you achieve your home loan objectives whatever they may be.

  • Wes Gregg
  • 100 W. Oak St, Suite G-109, Denton, TX, 76201
  • Lends in Texas
  • Growing up in North Texas I’ve seen firsthand the incredible rate at which it has grown. There has never been a better time to leverage debt to buy Texas Real Estate. Rates are still very low. Texas represents freedom and more people are catching on and moving here than ever before.

  • Sure Fund Mortgage
  • 4433 Punjab Way, Suite 302, Frisco, TX, 75033
  • Lends in Texas
  • We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.

  • Alliance Mortgage Group
  • 2770 Main St, Suite 221, Frisco, TX, 75033
  • Lends in Texas
  • Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans

  • MORTGAGE PARTNERS OF TEXAS
  • 2770 Main Street, Suite 283, Frisco, TX, 75033
  • Lends in Texas
  • Texas Mortgage Partners, LLC is a Mortgage Broker specializing in Conventional, FHA/VA & Jumbo loans throughout Texas. We understand the “city” property as well as the “rural” property. We can also assist in lot loans, construction loans, farm/ranch loans & commercial real estate loans.

  • Sync Funding LLC
  • 2101 Palo Duro Drive, Prosper, TX, 75078
  • Lends in Texas
  • Sync Funding is built on a foundation of empowering clients and Sync employees to pave a new more forward thinking company. Gone are the days of paper files, antiquated tedious systems and slim product offerings. We are breaking and remaking the mortgage mold. Get help in finding the perfect mortgage loan for your

  • Eagle Mortgage Company
  • 202 Coleman, Suite 300, Prosper, TX, 75078
  • Lends in Texas
  • Eagle Mortgage, we believe in keeping costs low for our clients. In fact, we've built our business around that goal. Because we are a mortgage broker, and because of our knowledge, wisdom and experience, we are able to obtain the best mortgage among the many lenders available to you.

  • Star Lending Group
  • 1011 Deer Run Lane, Prosper, TX, 75078
  • Lends in Texas
  • Star Lending Group bring decades of experience and expertise directly to you. We achieve excellence through making your home loan simple, fast and less expensive. Our clients are for clients for life and part of our growing family.We use the latest technology, which allows us to always be a step ahead. Executing our comparative.