FHA VS Conventional loan in Providence-Village, Denton County, Texas
In 2025, within Providence-Village, Denton county, TX, the Conventional loan limit is $647,200. In contrast, for a single-family home, the FHA limit is $450,800.
Use the Lendersa® Conventional loan calculator to compare the prevailing rates across Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, explore side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to select the optimal program for your financial situation in TX.
2025 Loan Limits and Down Payment Requirements in Providence-Village, Denton, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$329,300
0%
FHA
$450,800
3.5%
This table applies to the following zip codes: 76227
Conventional and FHA Loan Options in Providence-Village, TX
The goal of Lendersa® is to rapidly provide the best possible Conventional, USDA, or FHA loan without hassle. Begin by choosing one of three options that pair you with compatible lenders and loan programs.
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