FHA VS Conventional loan programs in 2026 for Stafford, Fort Bend County, Texas

In the year 2026, the Conventional loan limit for Stafford, located in the county of Fort Bend, TX, stands at $726,200. Meanwhile, the limit for an FHA loan on a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to explore top rates available today across Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and paperwork for qualification. This advanced tool allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the perfect program in TX that aligns with your financial needs.

Explore loan offers from 100 lenders now

Loan Limits and Down Payment Requirements for 2026 in Stafford, Fort Bend, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 77477

Explore Conventional and FHA Loan Options in Stafford, TX

The goal of Lendersa® is to promptly connect you with the best available Conventional, USDA, or FHA loans, ensuring a hassle-free experience. Choose from three start options to find matching lenders and programs tailored to your needs.

Matching results for Lendersa USDA loan request


Stafford Lenders

  • Red Door Funding
  • 110 Avenue B, Suite 100, Stafford, TX, 77477
  • Lends in Texas
  • Red Door Funding. Providing Short-Term Loans for Real Estate Investments in Houston, San Antonio, and Austin, Texas so you, the Investor, can buy, rehab and resell more Hot Properties! Red Door Funding provides you with the funds you need to quickly close on a “Hot Real Estate Investment!

  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Lends in Texas
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.

  • Prompt Mortgage LLC
  • 920 FM 1092, Suite 207, Stafford, TX, 77477
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home/commercial loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Lends in Texas
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.

  • Call A Friend Financial Services LLC
  • 8003 Duffield Lane, Houston, TX, 77071
  • Lends in Texas
  • CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.

  • Sutton Residential & Commercial
  • 2111 Highway 90-A, Suite A, Missouri City, TX, 77489
  • Lends in Texas
  • Sutton Residential and Commercial Mortgage, LLC is a locally owned premiere brokering firm with in-house processing, Competitive rates, a wide selection of mortgage products, and world class customer service keeps satisfied customers returning time after time. We strive to be more than your lender for life.

  • NEW HOME GUIDE TEXAS
  • 1614 Fieldlark Lane, Missouri City, TX, 77489
  • Lends in Texas
  • We live to help our clients buy and sell their homes in Texas, and it would be our pleasure to help you with your real estate transaction today, and everyday. Free credit workshop and credit assistance available. 100% Financing ZERO DOWN PAYMENT Purchase your new home and take full advantage of the additional savings.

  • Baker Mortgage
  • 1 Sugar Creek Center Blvd, Suite 945, Sugar Land, TX, 77478
  • Lends in Texas
  • Baker Mortgage was started in 1955 by Gordon R. Baker, a native Houstonian who grew up in a modest home on Anita Street in downtown Houston. After a tour of duty in the U.S. Navy, and putting himself through school at the University of Houston, it was rather obvious that Gordon was not going to be happy with the average desk job.

  • Journey Lending
  • 15907 Morgan Street, Sugar Land, TX, 77478
  • Lends in Texas
  • Journey Lending is a licensed mortgage originator based in Sugarland, Texas . Our business is built on our industry expertise, partner relationships, and providing the best service to every customer we work with, and every loan we service. Our mission is to make your journey to homeownership a joyous experience.