Explore the differences! FHA VS Conventional loan programs in Midvale, Salt Lake County, Utah
In 2026, the conventional loan limit for Midvale in Salt Lake county, UT, is $726,200. Meanwhile, the FHA limit for a single-family home is $619,850.
The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed for qualification. With this advanced tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the right program for your financial scenario in UT.
2026 Loan Limits and Downpayment Requirements in Midvale, Salt Lake, UT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$418,600
0%
FHA
$619,850
3.5%
This table applies to the following zip codes: 84047
Conventional and FHA Loan Options in Midvale, UT
The aim at Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you, without hassle. Choose one of three starting points to discover matching lenders and loan programs tailored to your needs.
The Alta Mortgage Financial, Inc. Team is your premier mortgage team located in Cottonwood Heights, Utah. Alta Mortgage Financial, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Cottonwood Heights area. Whether you are first time home buyer
We are mortgage experts with decades of experience and we work for YOU! We don’t work for lenders or banks or mortgage companies. We work with you to find the best loan and then find the right lender for your needs. Once we find the perfect loan, we represent you throughout the process. Put our experience to work so you find the loan
6955 S. Union Park Center, Suite 540, Midvale, UT, 84047
Lends in Utah
Direct Mortgage, Corp. is a Mortgage Banking company that delivers loan programs and underwriting services at competitive rates to Community Banks, Credit Unions, Mortgage Bankers, and to Mortgage Brokers nationwide.DMC's competitive niche is being small and attentive. It also provides blazing turn times, utilizing.
7730 S. Union Park Avenue, Suite 200, Midvale, UT, 84047
Lends in Utah
Veritas founding iSince 2004 day one, we’ve strived toward a culture of transparency, support, and dependability. Our team of highly skilled professionals have committed to providing superior mortgage solutions, communicating openly and honestly, and continuously improving their knowledge and skillset to offer the best service they can
7351 Union Park Ave, Suite 225, Midvale, UT, 84047
Lends in Utah
United First Mortgage. We are a full-service mortgage company based in Salt Lake City, Utah. We specialize in FHA, Conventional, VA, and Rural Housing home loans in Salt Lake City as well as all counties in the state. We also serve the surrounding cities in Salt Lake County. Whether you are buying a home or refinancing.
Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
9137 South Monroe Plaza Way, Suite C-1, Sandy, UT, 84070
Lends in Utah
Canyons Mortgage helped us finance our first home back in 2011, and we have been loyal customers ever since. As new home buyers, we were very overwhelmed by the process and all of the requirements and paperwork involved. Greg and his team took the time to thoroughly explain each step of the process, answer all of our questions.
We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.
8899 S 700 E, Suite 12511075 S. State Street, Building 3, Sandy, UT, 84070
Lends in Utah
Laser Lending is part of the parent company Larson Real Estate Services He started his career selling new home construction in 1993. Later, he started Larson & Company Real Estate which continues to thrive today. With a desire to offer his clientele a solid mortgage option, he created Laser Lending in 2009. To round out his real estate offerings.