FHA VS Conventional loan programs in 2025 for Midvale, Salt Lake County, Utah

In 2025, Convetional loan limit in Midvale, county of Salt Lake, UT is $726,200 while FHA limit is $619,850 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in UT is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Midvale, county of Salt Lake, UT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $418,600 0%
FHA $619,850 3.5%

The comparison table applies to zip codes: 84047

Conventional and FHA loan options in Midvale, UT

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Fieldstone 1st Mortgage
  • 8344 Hall Rd, Suite 215, Utica, MI, 48317
  • Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.
  • Peoples Exchange Bank
  • 101 North Main Street, Winchester, KY, 40391
  • Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
  • Cornerstone Community Financial Credit Union
  • 44911 Mound Rd, Sterling Heights, MI, 48314
  • Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.
  • Mortgage 1
  • 43456 Mound Rd., Sterling Heights, MI, 48314
  • Mortgage 1 is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Mortgage 1 and providing exceptional service to lifelong customers is our goal.
  • R-B Financial/Mortgages, Inc.
  • 44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314
  • R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.
  • First Independence Bank
  • 7310 Woodward Ave, Suite 101, Detroit, MI, 48202
  • First Independence Bank’s mission is to be a beacon for capital accumulation for individuals and business entities by delivering financial services with an affinity for under-served and minority communities. First Independence Bank, a state‐chartered commercial bank, complies with all applicable laws, rules, regulations, and ordinances.
  • PLB LENDING, LLC
  • 58069 Van Dyke Rd., Washington, MI, 48094
  • PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
  • Extra Credit Union
  • 6611 Chicago Road, Warren, MI, 48092
  • Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.
  • The First Citizens National Bank of Upper Sandusky
  • 100 N Sandusky Ave, Upper Sandusky, OH, 43351
  • During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.