FHA VS Conventional loan programs in West-Jordan, Salt Lake County, Utah

For 2026, the limit for a Conventional loan in West-Jordan, within the county of Salt Lake, UT, is $647,200, whereas the FHA loan limit for a single-family home is $523,250.

Lendersa® offers a tool for comparing today's best Conventional, FHA, and USDA rates. Evaluate the income, credit, reserves, and documents required to qualify. Our mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the best fit for your financial situation in UT.

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2026 Loan Limits and Down Payment Requirements in West-Jordan, Salt Lake, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $362,400 0%
FHA $523,250 3.5%

This table applies to these zip codes: 84088

Conventional and FHA Loan Options in West-Jordan, UT

Lendersa® aims to provide you with an ideal Conventional, USDA, or FHA loan swiftly and without complications. Choose from one of three processes that lead to matched lenders and loan programs.

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West-Jordan Lenders

  • First Fidelity Financial Services
  • 8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • Lends in Utah
  • First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).

  • Secure Mortgage LLC
  • 8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • Lends in Utah
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • 1st Source Funding, Inc
  • 8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
  • Lends in Utah
  • We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.

  • Do Hard Money
  • 8846 South Redwood Road, #C212, West Jordan, UT, 84088
  • Lends in Utah
  • "DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances.

    We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "

  • American United FCU
  • PO Box 1030, West Jordan, UT, 84084
  • Lends in Utah
  • American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.

  • Cardinal Mortgage Services
  • 6783 South Redwood Rd, West Jordan, UT, 84084
  • Lends in Utah
  • Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Cyprus Credit Union
  • 3876 W. Center View Way, West Jordan, UT, 84084
  • Lends in Utah
  • Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.

  • EMPERIQ FINANCIAL LLC
  • 7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084
  • Lends in Utah
  • Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.

  • CCS Loans
  • 893 West Baxter Drive, South Jordan, UT, 84095
  • Lends in Utah
  • CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.