FHA VS Conventional loan programs in Orem, Utah County, Utah
As of 2026, the loan limit for Conventional loans in Orem, located in the county of Utah, UT, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $601,450.
With Lendersa® Conventional loan calculator, you can compare today's best rates for Conventional, FHA, and USDA loans. Evaluate the requirements for income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator puts Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding in determining the best program for you in UT.
2026 Loan Limits and Down Payment Requirements in Orem, Utah, UT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$406,600
0%
FHA
$601,450
3.5%
Applicable zip codes for comparison: 84097
Discover Conventional and FHA Loan Options in Orem, UT
The aim of Lendersa® is to swiftly secure you the most suitable Conventional, USDA, or FHA loan with ease. Begin with any of the three options that connect you to matching lenders and loan plans.
Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
560 South State Street, Suite H-1, Orem, UT, 84097
Lends in Utah
Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.
Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending
Gravity Capital LLC is a direct lender that provides lending solutions to help establish marketplace scenarios to connect accredited investors to entrepreneurs who need quick, quality funding sources for solid business real estate ventures. Whether you need funding to finish a real estate property project, or you need money to update your company’s
Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA.
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Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
