Explore the differences! FHA VS Conventional loan programs in Orem, Utah County, Utah

As of 2026, the loan limit for Conventional loans in Orem, located in the county of Utah, UT, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $601,450.

With Lendersa® Conventional loan calculator, you can compare today's best rates for Conventional, FHA, and USDA loans. Evaluate the requirements for income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator puts Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding in determining the best program for you in UT.

Check out loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Orem, Utah, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $406,600 0%
FHA $601,450 3.5%

Applicable zip codes for comparison: 84097

Discover Conventional and FHA Loan Options in Orem, UT

The aim of Lendersa® is to swiftly secure you the most suitable Conventional, USDA, or FHA loan with ease. Begin with any of the three options that connect you to matching lenders and loan plans.

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  • Jamestown Area Community FCU
  • 915 East Second Street, Jamestown, NY, 14701
  • To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:

    ""It's my credit union; it belongs to me.""
    When you walk into the credit union lobby, or call a loan officer

  • NexTier Bank, National Association
  • 105 Burton Drive, Kittanning, PA, 16201
  • NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.

  • SYNERGY MORTGAGE GROUP, LLC
  • 2567 Capital Medical Blvd,, Tallahassee, FL, 32308
  • Synergy Mortgage Group is a Florida-based company dedicated to educating first timers about the ins and outs of the home buying experience. Our ultimate goal is to assist consumers with qualifying for a mortgage and negotiating low interest rates to ensure long-term success.Our experienced practitioners have helped open doors for the customers.

  • American Financial Network, Inc.
  • 2450 Tim Gamble Place, 2nd Floor, Tallahassee, FL, 32308
  • AFS MORTGAGE, INC. - Tallahassee, FL strives to ensure that its services are accessible to people with disabilities. AFS MORTGAGE, INC. - Tallahassee, FL has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,

  • Wimberly Funding LLC
  • 101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301
  • Wimberly Funding LLC: Your Trusted Financial Partner

    Providing reliable financial solutions, Wimberly Funding LLC leads the industry with a commitment to excellence. Founded by Jimmy Wimbley, they specialize in personalized financial consulting. Their proven track record ensures tailored strategies that fuel growth. Contact them via consultwimbl

  • FAMU FCU
  • 1610 South Monroe Street, Tallahassee, FL, 32301
  • FAMU Federal Credit Union is a not for profit financial institution located at 1610 South Monroe Street Tallahassee, Florida 32301 in the United States. Established in 1935, FAMU Federal Credit Union is a low income and minority designated federal credit union with a Community Development Financial Institutions (CDFI) certification

  • Envision Credit Union
  • 600 N Monroe St, Tallahassee, FL, 32301
  • Envision Credit Union in North Florida and South Georgia is dedicated to providing products and services that improve our members’ financial positions including checking accounts, savings accounts, mortgages, auto loans, business loans and much more. Bank online, with our mobile app or visit one of our conveniently located branches in FL and GA

  • First Commerce Credit Union
  • 1741 Old St. Augustine Road, Tallahassee, FL, 32301
  • "First Commerce is committed to the well being of our community and all of us living in it. We're committed to making a difference with every person we meet and proudly support organizations that show that same level of passion and commitment.

    Initially, it may be difficult to see the difference in the types of services"

  • Tallahassee Lender's Consortium
  • 224 Office Plaza Drive, Tallahassee, FL, 32301
  • The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.