FHA VS Conventional loan programs in 2026 for Perry, Box Elder County, Utah

In 2026, the Conventional loan limit in Perry, Box Elder county of UT, is $744,050. Meanwhile, the FHA limit for a single-family home is $744,050.

Use the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine required income, credit, and documents. Our advanced tool displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you pick the ideal program in UT for your financial needs.

Compare loan offers from 100 lenders now

2026 Loan Limits and Down Payment Requirements in Perry, Box Elder, UT

Loan Type Loan Limit Down payment
Conventional Conforming $744,050 3%
USDA $517,000 0%
FHA $744,050 3.5%

The comparison table is relevant to the following zip codes: 84302

Discover Conventional and FHA Loan Options in Perry, UT

The Lendersa® goal is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Start with one of three options that efficiently match you with lenders and loan programs.

Lendersa USDA loan request matching results


Perry Lenders

  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • Lends in Utah
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.

  • Elevate Credit Union
  • 1023 Medical Dr., Brigham City, UT, 84302
  • Lends in Utah
  • Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.

  • Great American Lending, LLC
  • 2650 N 300 E St, Suite 220, North Ogden, UT, 84414
  • Lends in Utah
  • At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.

  • Fidelity First Funding, Inc.
  • 3658 North 650 East North, Ogden, UT, 84414
  • Lends in Utah
  • Fidelity First Funding was established in July, 2000 and has been helping to make home ownership possible for clients throughout Utah and Idaho ever since. With the combined experience of our expert team, we will be able to get you into the home of your dreams. We have funded over $900 Million loans over the last 19 years.

  • Quick VA Loans
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • Lends in Utah
  • We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.

  • Loans Can Be FUN
  • 2355 S 1900 W, Suite B West, Haven, UT, 84401
  • Lends in Utah
  • Making Mortgages FUN, one home at a time!

    Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy.

    It is my job to help you through this process and make it as stress-free as possible.

  • Bank of Utah
  • 2605 Washington Blvd, Ogden, UT, 84401
  • Lends in Utah
  • Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.

  • One Point Mortgage
  • 221 25th St, Ogden, UT, 84401
  • Lends in Utah
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.

  • Ogden Mortgage Loans
  • 298 24th ST, Suite 435A, Ogden, UT, 84401
  • Lends in Utah
  • As each person is different with their life experiences, the same is with financing of a home. Some individuals have perfect credit, while some have bruises from different life experiences. As a broker we help each person by finding the right lender that fits each persons situation. That is our specialty.