FHA VS Conventional loan programs in Salem, Utah County, Utah
During 2026, the Conventional loan cap in Salem, within the county of Utah, UT, is set at $726,200, whereas the FHA limit for a single-family house is $601,450.
Utilize the Lendersa® Conventional loan calculator to evaluate current rates among Conventional, FHA, and USDA loans. Analyze the necessary income, credit, reserves, and documentation to qualify. Our advanced tool allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in choosing the best option in UT for your financial circumstances.
Loan limits and down payment details for 2026 in Salem, Utah county, UT
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$406,600
0%
FHA
$601,450
3.5%
Relevant to zip codes: 84660
Explore Conventional and FHA loan options in Salem, UT
Lendersa® aims to provide the best Conventional, USDA, or FHA loan quickly and conveniently. Choose one of three options to find matching lenders and programs.
First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,
Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
560 South State Street, Suite H-1, Orem, UT, 84097
Lends in Utah
Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.
Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending
Gravity Capital LLC is a direct lender that provides lending solutions to help establish marketplace scenarios to connect accredited investors to entrepreneurs who need quick, quality funding sources for solid business real estate ventures. Whether you need funding to finish a real estate property project, or you need money to update your company’s
