Explore the differences! FHA VS Conventional loan programs in Salem, Utah County, Utah

In 2025, Convetional loan limit in Salem, county of Utah, UT is $726,200 while FHA limit is $601,450 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in UT is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Salem, county of Utah, UT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $406,600 0%
FHA $601,450 3.5%

The comparison table applies to zip codes: 84660, 84653

Conventional and FHA loan options in Salem, UT

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Prince Financial Corp.
  • 1712 19th Street, Bakersfield, CA, 93301
  • Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
  • Alterra Home Loans
  • 1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
  • Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
  • New Beginnings Financial & Real Estate
  • 1731 16th Street, Bakersfield, CA, 93301
  • New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
  • BestRate Capital Funding Corp.
  • 6085 Douglas Blvd, Granite Bay, CA, 95746
  • At BestRate Capital Funding Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • BATES Lending Group
  • 6085 Douglas Blvd, Suite 300, Granite Bay, CA, 95746
  • The quality of work we put into each clients home loan dictates our success as a business. The only way we are successful is to create such a ""wow"" experience for our clients that they tell their family and friends. We are committed to seeing our clients through the entire process of the mortgage application
  • Steelman Mortgages
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • Our mission is to operate with honesty, integrity and clear communication. Cindy makes it her priority to respond rapidly to questions and concerns from homebuyers and homeowners. As a local, independent mortgage company in Roseville, Steelman can provide you with personalized customer service now and over the lifetime of your mortgage.
  • Verdeo Capital Group, Inc.
  • 4168 Douglas Blvd, Suite 200, Granite Bay, CA, 95746
  • Verdeo Capital Group is one of the largest private money lenders in Northern California.Since 2006, Verdeo Capital Group has Funded over a quarter billion dollars in real estate loans. From the start-up Real Estate investor looking to get into the marketplace to the seasoned home owner looking to purchase a new luxury residence.
  • Always Best Rate Mortgage Company
  • 7035 Morningside Drive, Granite Bay, CA, 95746
  • As a Mortgage Broker, Always Best Rate Mortgage Company works for you, the homeowner. We search the mortgage market daily to find the cheapest money from the best priced wholesale lenders. We consistently deliver lower rates at lower cost because of our hard work and dedication to your financial improvement.
  • Answer Home Loans, Inc
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • "At AHL we believe in the value of your word and the strength of a handshake and we strive to conduct business daily with those values formost in mind. Collectively our ownership team brings over 40 years of mortgage lending experience to the table and we have clients that have worked with us over that entire time."
  • California Lending Source
  • 1024 Iron Point Rd, Suite 1017, Folsom, CA, 95630
  • California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.