FHA VS Conventional loan in Elk-Ridge, Utah County, Utah

In 2025, Convetional loan limit in Elk-Ridge, county of Utah, UT is $647,200 while FHA limit is $508,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in UT is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Elk-Ridge, county of Utah, UT

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $351,400 0%
FHA $508,300 3.5%

The comparison table applies to zip codes: 84651

Conventional and FHA loan options in Elk-Ridge, UT

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pioneer Bank & Trust
  • 125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
  • Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.
  • Agri Capital Inc.
  • 23400 Road 24, Chowchilla, CA, 93610
  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.
  • MLS Reverse Mortgage
  • 215 Maple St, Auburn, CA, 95603
  • we’re the faces behind MLS Mortgage Group, Eric and Shel House, a husband and wife team that live where we work – in the heart of our hometown, MN. Our business is based out of NE Minneapolis where the community is fantastic and there are amazing, fun happenings on a regular basis.
  • Broker Direct Lending
  • 13635 Harlequin Way, Auburn, CA, 95603
  • Broker Direct Lending as a disrupter in the mortgage industry by offering a streamline, wholesale home loan to a marketplace dominated by Big Banks and Direct Lenders. Broker Direct Lending gets to hand select its lender partners. As a mortgage broker Marcus in control of what wholesale lenders I partner with.
  • Key Home Loans
  • 985 Lincoln Way, Suite 206, Auburn, CA, 95603
  • At Key Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Family Funding & Realty
  • 11740 Atwood Road, Auburn, CA, 95603
  • Family Funding, was founded in 1995 by Owner/Broker, Don Denne and his wife Bettina. Since they were both licensed and were experienced in real estate sales and mortgage lending, they decided that one put emphasis on real estate sales and the other on lending. Although they are completely separate from each other
  • Centurion Mortgage
  • 1223 High Street, Suite C2, Auburn, CA, 95603
  • "We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances,"