In 2026, the Conventional loan limit for Smithfield in the county of Cache, UT is set at $726,200. For a single-family home, the FHA limit is $492,200.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Assess income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator shows Conforming Conventional loans along with USDA, FHA, and VA loans side by side, helping you decide which program in UT suits your financial situation best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $517,000 | 0% |
| FHA | $492,200 | 3.5% |
This table applies to the following zip codes: 84335
The objective of Lendersa® is to efficiently provide you with the most suitable Conventional, USDA, or FHA loan without any hassle. Choose from one of three initial paths that connect you with matching lenders and loan programs.
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