FHA VS Conventional loan in Tooele, Tooele County, Utah

For 2025, the Conventional loan limit in Tooele, located in the county of Tooele, UT, is $726,200. Meanwhile, the FHA limit for a single-family home is $619,850.

Utilize Lendersa®'s Conventional loan calculator to assess the best rates of the day for Conventional, FHA, and USDA products, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program for your financial needs in UT.

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2025 Loan Limits and Downpayment Requirements in Tooele, Tooele, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $418,600 0%
FHA $619,850 3.5%

This table applies to the following zip codes: 84074

Conventional and FHA Loan Options in Tooele, UT

The mission at Lendersa® is to swiftly secure the best available Conventional, USDA, or FHA loan for you, hassle-free. Choose one of the three methods available to discover matching lenders and loan programs tailored to your needs.

Explore results for Lendersa USDA loan requests


  • IV Alliance Mortgage & Real Estate
  • 395 Broadway Avenue, Suite 5, El Centro, CA, 92243
  • IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.
  • Mr. Mortgage INC
  • 1596 S Imperial Ave, El Centro, CA, 92243
  • Mr. Mortgage INC is guided by our adherence to the important values and unique features we offer clients. They are essential, considered to be the DNA of our company. We are trained professionals who take responsibility for delivering excellence as individuals and as team. We focus solely on client’s satisfaction and first impression.
  • NonQMHomeLoans.com
  • 7250 Redwood Drive, Suite 300, Novato, CA, 94945
  • NonQMHomeLoans.com is a full-service marketing agency providing the broad spectrum of Conventional & Non-QM Mortgage products.Our knowledgeable team of experts will constantly impress with the first-class service never before experienced in the industry.NonQMHomeLoans.com, our core strengths are the personal touches and unique products we deliver.
  • Private Funds Direct
  • 1555 Grant Avenue, Novato, CA, 94945
  • Kevin Green and Pacific Private Money specialize in supporting funding for real estate investors and borrowers throughout California. I am dedicated to providing fast, friendly, reliable, and no-nonsense service. Pacific Private Money is a member of both the California Mortgage Association and the American Association of Private Lenders.
  • Dryden Capital Inc.
  • 1202 Grant Ave. B-1, NOVATO, CA, 94945
  • Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.
  • Pacific Private Money
  • 1555 Grant Avenue, Novato, CA, 94945
  • In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.
  • Granite Financial
  • 21627 Stevens Creek Blvd, Cupertino, CA, 95014
  • The Granite Financial Real Estate Loans, Inc is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating
  • Daisy Huang, Loan Officer
  • 19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.