Explore the differences! FHA VS Conventional loan programs in Riverton, Salt Lake County, Utah

In the year 2026, the loan limit for a Conventional loan in the city of Riverton, located in Salt Lake county, UT, is $726,200. The FHA limit for a single-family home is $619,850.

With the Lendersa® Conventional loan calculator, you can compare today’s leading Conventional, FHA, and USDA rates. This tool helps analyze required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows Conforming, USDA, FHA, and VA loans side by side, making it easier to choose the right program in UT.

Compare offers from over 100 lenders

Loan limits and downpayments for 2026 in Riverton, Salt Lake, UT

Type of Loan Maximum Loan Amount Minimum Downpayment
Conventional Conforming $726,200 3%
USDA $418,600 0%
FHA $619,850 3.5%

This information is applicable to zip codes: 84096

Exploring loan options: Conventional and FHA in Riverton, UT

At Lendersa®, our goal is to efficiently secure the best loan option, whether it’s Conventional, USDA, or FHA. Choose from one of three pathways that lead to suitable lenders and loan opportunities.

Lendersa results for USDA loan requests


Riverton Lenders

  • 3 Keys Lending, LLC
  • 12349 South Pagano Lane, Herriman, UT, 84096
  • Lends in Utah
  • At 3 Keys Lending, LLC, our mission is to help homeowners and future homeowners get the absolute best mortgage rates and options when buying or refinancing their home. Through a little education, we can help you save thousands of dollars on your loan by teaching you the 3 Keys of Lending.

  • The Mortgage Partner, Inc.
  • 1369 West 12600 South, Riverton, UT, 84065
  • Lends in Utah
  • The Mortgage Partner has been providing mortgage loans in Utah since 1993. Our Utah based company has over 40 years of combined lending experience. We are a mortgage broker which allows us the opportunity to work with multiple lenders—getting you the best rate possible. As a mortgage broker, we have access to many different lenders that others

  • CloseYour Mortgage Limited Liability Company
  • 1273 West 12600 South, Riverton, UT, 84065
  • Lends in Utah
  • CloseYour Mortgage has helped thousands of Utahns save on their upfront mortgage costs and monthly interest payments. Reach out and let our licensed professionals show you the sensible way to finance (or re-finance) your dream home. There are many types of mortgage loans available.

  • Sharp Lending Solutions, LLC
  • 14117 South Light Cahill Cove, Bluffdale, UT, 84065
  • Lends in Utah
  • Sharp Lending Solutions was formed out of a need to offer a better solutions for consumers, realtors and builders. William Sharp the owner and founder has spent 12 years as a loan officer, Broker and Principal Lending Manager prior to forming Sharp Lending Solutions. Many companies offer only single solutions, SLS offers a wide variety of lending.

  • Advocate Home Loans Inc.
  • 11774 Whatta View Place, Riverton, UT, 84065
  • Lends in Utah
  • Advocate Home Loans, Inc. (NMLS #315362) is committed to giving you the best rate, lowest closing cost, and timely service in the industry today. We want your business today and tomorrow, also from your family, friends, and associates. Our company is based on repeat business and referrals. We do apply the “Golden Rule”.

  • Intermountain Capital LLC
  • 1272 West 12700 South, Suite D, Riverton, UT, 84065
  • Lends in Utah
  • Intermountain Capital LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • National 1st Mortgage
  • 1602 West 13595, South Riverton, UT, 84065
  • Lends in Utah
  • National 1st Mortgage There are many loan officers and just as many different loan programs. There are only a few loan experts who can shop rates and loan programs to find a tailor made loan just for you and your home. Including VA, first time buyers, conventional, low income or a second place to get away from it all.

  • Community Lending Group
  • 1262 West 12700 South, Suite A, Riverton, UT, 84065
  • Lends in Utah
  • Community Lending Group, Inc. was established in October 2004 by Brett Andersen & Brad Taylor. A few months later Jeremy Smith joined the team and the owners set out to create a mortgage company that was built on a foundation of trust, integrity & honesty. We strive to treat our clients & our employees with the utmost respect that they deserve.

  • New Point Lending
  • 3731 W South Jordan Pkwy, Suite 102-122, South Jordan, UT, 84009
  • Lends in Utah
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.