FHA VS Conventional loan programs in 2026 for Washington, Washington County, Utah
As of 2026, the Conventional loan upper threshold in Washington, located in Washington county, UT, has been set at $726,200. On the other hand, FHA loans have a limit of $593,400 specifically for single-family residences.
The Lendersa® Conventional loan calculator provides an excellent tool for comparing today's leading rates across Conventional, FHA, and USDA loans. Determine the qualifications such as income, credit standing, reserve levels, and obtain the necessary documentation. Our advanced mortgage calculator enables side-by-side explorations of Conforming Conventional loans and USDA, FHA, and VA options, thereby assisting in selecting the most appropriate program in UT for your financial requirements.
2026 Loan Caps and Down Payment Requirements in Washington, Washington, UT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$393,300
0%
FHA
$593,400
3.5%
This comparison table is relevant for the following zip codes: 84780
Exploring Conventional and FHA Loan Alternatives in Washington, UT
Lendersa® strives to facilitate the fastest access to the most suitable Conventional, USDA, or FHA loans without complications. Initiate by selecting one of three starting options, which align with appropriate lenders and available loan programs.
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
Lends in Utah
We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT Providing funding throughout Utah Great Projects Are Not Funded, They're BILT
352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
Lends in Utah
Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.
Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.
169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
Lends in Utah
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
283 West Hilton Drive, Suite 3, Saint George, UT, 84770
Lends in Utah
Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
Lends in Utah
Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service
1086 South Main Street, Suite 102A, Saint George, UT, 84770
Lends in Utah
With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.
