Explore the differences! FHA VS Conventional loan programs in Washington, Washington County, Utah

As of 2026, the Conventional loan upper threshold in Washington, located in Washington county, UT, has been set at $726,200. On the other hand, FHA loans have a limit of $593,400 specifically for single-family residences.

The Lendersa® Conventional loan calculator provides an excellent tool for comparing today's leading rates across Conventional, FHA, and USDA loans. Determine the qualifications such as income, credit standing, reserve levels, and obtain the necessary documentation. Our advanced mortgage calculator enables side-by-side explorations of Conforming Conventional loans and USDA, FHA, and VA options, thereby assisting in selecting the most appropriate program in UT for your financial requirements.

Check loan offers from a selection of 100 lenders

2026 Loan Caps and Down Payment Requirements in Washington, Washington, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $393,300 0%
FHA $593,400 3.5%

This comparison table is relevant for the following zip codes: 84780

Exploring Conventional and FHA Loan Alternatives in Washington, UT

Lendersa® strives to facilitate the fastest access to the most suitable Conventional, USDA, or FHA loans without complications. Initiate by selecting one of three starting options, which align with appropriate lenders and available loan programs.

Lendersa's USDA loan request and matching outcomes


  • American Mortgage Services, Inc
  • 1000 N Ashley Dr Suite 1020, Tampa, FL, 33602
  • American Mortgage Services. We are a full-service mortgage company based in Tampa, FL. We specialize in FHA, VA, USDA and Conventional Mortgage Loans in Tampa. We also serve the surrounding cities in Hillsborough County. Whether you are buying a home or refinancing in any of these zip codes: 33602, 33701 or 34655,

  • Home Access Financial, LLC
  • 100 S. Ashley Drive, Suite 1150, Tampa, FL, 33602
  • Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals'​ diverse needs. We accomplish all of this while also investing in the development of our employees personally

  • Carolina Ventures Mortgage LLC
  • 3 Bypass Lane, Chapel Hill, NC, 27517
  • Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.

  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions.



    We see ourselves as a small business with a big responsibility

  • Pineywoods Mortgage LLC
  • 2023 West Platt Street, Suite 106, Tampa, FL, 33606
  • We’re a little different. Whether you’re ready to make a move on your first home, or you’ve been part of the process more than a few times, we can match you with the loan program that fits your needs. With more than 18 years of experience, our team excels at breaking down the often confusing details for our clients & personalizing your loan needs.

  • MortgageRight
  • 1646 W Snow Ave, Suite 113, Tampa, FL, 33606
  • Mortgage Right was founded to create a faster, more efficient, and more secure way to originate and close residential mortgage transactions. Mortgage Right is committed to working with any and all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family.

  • Pioneer Mortgage Funding, Inc
  • 142 W Platt St #118, Tampa, FL, 33606
  • Pioneer Mortgage Funding Inc., we are looking for driven and independent-minded mortgage originators to join our team. Our loan officers lead the industry in integrity and professionalism, which has allowed us to build lifelong relationships in our community. Building a team that cares about their clients.

  • Pineywoods Capital LLC
  • 2023 W PLATT STREET, SUITE 104, Tampa, FL, 33606
  • Our team brings deep market knowledge & proven expertise to every transaction we underwrite.In today’s marketplace however, that’s not enough.So we also bring fresh thinking & an independent spirit that allows us to look at opportunities differently & respond quickly.Contact us by email, phone, or in person to discuss a commercial loan & investment