Explore the differences! FHA VS Conventional loan programs in Bellwood, Chesterfield County, Virginia

In 2026, the conventional loan limit for Bellwood, located in Chesterfield County, VA, is $726,200, while the limit for an FHA loan on a single-family home is $546,250.

The Lendersa® Conventional loan calculator is a tool for comparing today's most favorable rates for Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents needed for eligibility. This advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best program for your financial needs in VA.

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Loan Limits and Down Payment Requirements for 2026 in Bellwood, Chesterfield County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

This table applies to these zip codes: 23237

Conventional and FHA Loan Options in Bellwood, VA

Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loan options, free of hassle. Choose one of three starting points to match with suitable lenders and loan programs.

View results for Lendersa USDA loan requests


Bellwood Lenders

  • Call Federal Credit Union
  • 4605 Commerce Road, Richmond, VA, 23234
  • Lends in Virginia
  • Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.

  • Commonwealth Mortgage & Investments, Inc
  • 3740 West Hundred Road, Chester, VA, 23831
  • Lends in Virginia
  • Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.

  • Capitol Mortgage Group
  • 9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
  • Lends in Virginia
  • Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates

  • Dominion Energy Credit Union
  • 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
  • Lends in Virginia
  • Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.

  • Virginia Credit Union
  • 7500 Boulder View Drive, Richmond, VA, 23225
  • Lends in Virginia
  • Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.

  • KORE Mortgage LLC
  • 7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
  • Lends in Virginia
  • Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Trinity Mortgage Group, LLC
  • 116 Scrimshaw Drive, Chester, VA, 23836
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Blue Ridge Bank
  • 11450 Robious Road N, Richmond, VA, 23235
  • Lends in Virginia
  • Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services

  • Prospera Home Loans
  • 7148 Hull Street Rd, Richmond, VA, 23235
  • Lends in Virginia
  • We give a strong commitment to client satisfaction & success. All our mortgage loan programs are designed to help you get the most out of them. Together with our professional & emphatic loan officers, you are in good hands. Our loan products will be tailored-fit to your specific needs and situation.