FHA VS Conventional loan programs in 2025 for Culpeper, Culpeper County, Virginia
In 2025, the conventional loan limit for Culpeper, within the county of Culpeper, VA, is set at $1,089,300. The FHA limit for a single-family home is $1,089,300.
Use the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. This tool helps determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in VA suits your financial situation best.
Understanding 2025 Loan Limits and Down Payment Requirements in Culpeper, County of Culpeper, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The comparison table is applicable to zip codes: 22701
Options for Conventional and FHA Loans in Culpeper, VA
Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loan without hassle. Select one of the three initial paths to find matching lenders and loan programs tailored to your needs.
Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience.
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NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
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