FHA VS Conventional loan in Spotsylvania-Courthouse, Spotsylvania County, Virginia
The conventional loan limit for 2026 in the city of Spotsylvania-Courthouse, within Spotsylvania county, VA, is $970,800. Meanwhile, the FHA limit stands at $970,800 for single-family homes.
Try the Lendersa® Conventional loan calculator to compare current top rates for Conventional, FHA, and USDA loans. This tool helps you identify the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows easy side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options to find the best financing route for you in VA.
2026 loan limits and down payment needs in Spotsylvania-Courthouse, in the county of Spotsylvania, VA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is relevant for these zip codes: 22553
Explore Conventional and FHA loans in Spotsylvania-Courthouse, VA
Lendersa® aims to help you secure the ideal Conventional, USDA, or FHA loan quickly and smoothly. You can begin with one of three options that lead to matching lenders and loan programs.
1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
Lends in Virginia
Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
Virginia Partners Bank® and Maryland Partners Bank® because we believe that our residents and businesses deserve a local bank. We enjoy living here and getting to know our neighbors, the people we do business with. We’re active in the community, love its history, and offer support by donating our time, talents, and resources.
At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401
Lends in Virginia
NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
1127 International Parkway, Fredericksburg, VA, 22406
Lends in Virginia
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
Lends in Virginia
Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
385 Garrisonville Road, Suite 97, Stafford, VA, 22554
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
