FHA VS Conventional loan in Franklin-Farm, Fairfax County, Virginia

In the year 2026, the conventional loan limit in Franklin-Farm, encompassing the county of Fairfax, VA, is $970,800. Conversely, for a single-family home, the FHA limit stands at $970,800.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates across Conventional, FHA, and USDA loans. This tool also helps you determine the necessary income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA loans side-by-side, assisting you in choosing the most suitable program in VA for your financial requirements.

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2026 Loan Limits and Down Payment Requirements in Franklin-Farm, county of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is relevant to the following zip codes: 22033

Conventional and FHA Loan Options in Franklin-Farm, VA

The goal of Lendersa® is to provide you with the most favorable Conventional, USDA, or FHA loan promptly and with ease. Begin by selecting one of three paths that lead to suitable lenders and loan programs.

Lendersa USDA loan request and matching results


Franklin-Farm Lenders

  • Velocity Commercial Investments, Inc
  • 12011 Lee Jackson Memorial Highway, Suite 510, Fairfax, VA, 22033
  • Lends in Virginia
  • Velocity Commercial Investments Inc. A National Commercial & Business Loan Consultants in helping commercial clients by providing sources for Capital to Businesses and Real Estate Investors. The founder of VCI has experience in the field of financial transactions for over 25 years.

  • CityWorth Loans
  • 11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
  • Lends in Virginia
  • CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.

  • Jolene Moore
  • 3975 Fair Ridge, Suite 320N, Fairfax, VA, 22033
  • Lends in Virginia
  • Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.

  • Monarch Mortgages LLC
  • 4114 Legato Road, Suite 320, Fairfax, VA, 22033
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Restoration Capital
  • 4000 Legato Rd, Suite 1100, Fairfax, VA, 22033
  • Lends in Virginia
  • Restoration Capital was founded on the belief that real estate investing should be accessible to everyone. Our mission is to be a launching pad for new investors and a growth accelerator for experienced investors. Over the last ten years we have funded over $500 million in investment real estate projects.

  • Vellum Mortgage
  • 12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
  • Lends in Virginia
  • Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.

  • Jefferson Mortgage Group LLC
  • 2536 Leeds Road, Oakton, VA, 22124
  • Lends in Virginia
  • We offer specialized residential mortgages in Virginia, Maryland, DC and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score.

  • Oak Hill Mortgage LLC
  • 3057 Jeannie Anna Court, Herndon, VA, 20171
  • Lends in Virginia
  • Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.

  • Apple Federal Credit Union
  • 4097 Monument Corner Drive, Fairfax, VA, 22030
  • Lends in Virginia
  • Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.

    We’re grateful for every member who chooses to be a part of the Apple family.