FHA VS Conventional loan programs in 2026 for Fairfax, Fairfax County, Virginia

In 2026, the Conventional loan limit for Fairfax in Fairfax county, VA, is $1,089,300. Meanwhile, the FHA loan limit for a single-family residence is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to review and contrast today’s top rates in Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator provides a detailed side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on which program in VA is optimally suited for your financial needs.

Explore and compare a range of loan offers from 100 diverse lenders

Overview of 2026 Loan Limits and Down Payment Requirements in Fairfax, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

This table specifically applies to the following zip codes: 22030, 22031, 22037

Options for Conventional and FHA Loans in Fairfax, VA

Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loans efficiently and without hassle. Select from one of three paths that align you with matching lenders and loan programs tailored to your needs.

View results from USDA loan requests and matches through Lendersa


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  • UHS Employees Federal Credit Union
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  • M1 Capital Corp
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    For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.

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