FHA VS Conventional loan programs in 2026 for Fairfax, Fairfax County, Virginia
In 2026, the Conventional loan limit for Fairfax in Fairfax county, VA, is $1,089,300. Meanwhile, the FHA loan limit for a single-family residence is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to review and contrast today’s top rates in Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator provides a detailed side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on which program in VA is optimally suited for your financial needs.
Overview of 2026 Loan Limits and Down Payment Requirements in Fairfax, County of Fairfax, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$657,900
0%
FHA
$1,089,300
3.5%
This table specifically applies to the following zip codes: 22030
Options for Conventional and FHA Loans in Fairfax, VA
Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loans efficiently and without hassle. Select from one of three paths that align you with matching lenders and loan programs tailored to your needs.
Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.
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MainStreet Bank, Member FDIC, is a community bank headquartered in Fairfax, Virginia and serving the Washington, DC metropolitan area.
MainStreet has 55, 000 free ATMs across the United States and in Canada, Mexico and the UK. With a robust and easy-to-use online business banking technology, MainStreet has “put our bank
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030
Lends in Virginia
Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.
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4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
Lends in Virginia
ACM is known for offering a better solution for homebuyers through our simple, easy, & stress-free process. We do this by offering a proprietary blend of technologies, systems, & processes. We not only help our clients close on time; we also provide them with free tools & information to continue guiding and helping them make smart decisions around.
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PEACE’s mission is to help our clients reach their home financial goals by providing holistic advice, based on each clients particular scenario, founded on the principles of proactiveness, efficiency, availability, creativity, and effectiveness. Focused on getting you the best home loan, and making it a great experience along the way.
3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
Lends in Virginia
First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
