Explore the differences! FHA VS Conventional loan programs in Herndon, Fairfax County, Virginia

In 2025, the Conventional loan limit in Herndon, within the county of Fairfax, VA, is set at $1,089,300. For a single-family home, the FHA loan limit is defined as $1,089,300.

Utilize the Lendersa® Conventional loan calculator to thoroughly compare today's best rates available for Conventional, FHA, and USDA loans. Evaluate the required income, creditworthiness, reserves, and documents necessary to qualify. Our advanced mortgage calculator offers a detailed side-by-side view of Conforming Conventional loans alongside USDA, FHA, and VA options, helping you select the most suitable program in VA tailored to your specific financial needs.

Explore diverse loan offers from a network of 100 distinct lenders

2025 Loan Limits and Down Payment Requirements in Herndon, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

This comparison table is specific to the following zip codes: 20170, 20172, 22095

Conventional and FHA Loan Opportunities in Herndon, VA

The primary goal of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan options, minimizing hassle. Select one of three paths designed to match you with suitable lenders and customized loan programs.

Detailed outcomes from USDA loan requests and matches via Lendersa


  • Pathway Mortgage Group
  • 140 Preston Executive Dr, Suite 205D, Cary, NC, 27513
  • Pathway Mortgage Group is a nationally recognized, locally owned independent mortgage broker in Cary, NC, serving North Carolina consumers exclusively. Pathway is proud to offer very competitive rates from the best wholesale lenders in the country. Competition, combined with our elite experience and execution.
  • Pioneer Appalachia Federal Credit Union
  • 1316 Kanawha Boulevard East, Charleston, WV, 25301
  • Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
  • The Religious Coalition for Community Renewal
  • 1117 Quarrier Street, Charleston, WV, 25301
  • The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
  • Victorian Finance, LLC
  • 1205 Virginia St East, Charleston, WV, 25301
  • Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
  • Tioga State Bank, National Association
  • 1430 Upper Front St, Binghamton, NY, 13901
  • Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know
  • Cliffco Mortgage Bankers
  • 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553
  • Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.
  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
  • Starr Mortgage Company Inc
  • 15 North Mill Street, Suite 215, Nyack, NY, 10960
  • Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.
  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.