In 2026, the Conventional loan limit in Herndon, within the county of Fairfax, VA, is set at $1,089,300. For a single-family home, the FHA loan limit is defined as $1,089,300.
Utilize the Lendersa® Conventional loan calculator to thoroughly compare today's best rates available for Conventional, FHA, and USDA loans. Evaluate the required income, creditworthiness, reserves, and documents necessary to qualify. Our advanced mortgage calculator offers a detailed side-by-side view of Conforming Conventional loans alongside USDA, FHA, and VA options, helping you select the most suitable program in VA tailored to your specific financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $657,900 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table is specific to the following zip codes: 20170, 20172, 22095
The primary goal of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan options, minimizing hassle. Select one of three paths designed to match you with suitable lenders and customized loan programs.
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