FHA VS Conventional loan programs in 2026 for Lincolnia, Fairfax County, Virginia

In 2026, the Conventional loan limit in Lincolnia, located in the county of Fairfax, VA, is established at $1,089,300. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.

Utilize the Lendersa® Conventional loan calculator to examine and compare today’s best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in determining which program in VA best fits your financial scenario.

Explore and compare various loan offers from 100 different lenders

Comprehensive 2026 Loan Limits and Down Payment Requirements in Lincolnia, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 22312

Exploring Conventional and FHA Loan Opportunities in Lincolnia, VA

The primary aim of Lendersa® is to connect you quickly with the best available Conventional, USDA, or FHA loans, ensuring a smooth process. Select one from three starting paths, each expertly designed to align you with suitable lenders and loan programs tailored to your specific needs.

Outcomes from USDA loan requests and matches facilitated by Lendersa


Lincolnia Lenders

  • InFirst Federal Credit Union
  • 6462 Little River Turnpike, Alexandria, VA, 22312
  • Lends in Virginia
  • InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton

  • CommonWealth One Federal Credit Union
  • 4875 Eisenhower Avenue, Alexandria, VA, 22304
  • Lends in Virginia
  • CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years.

    From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members

  • MidAtlantic Financial Group, Inc
  • 433 Clayton Lane, Alexandria, VA, 22304
  • Lends in Virginia
  • MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!

  • The Tullis Mortgage Team
  • 6187 Grovedale Ct, Alexandria, VA, 22310
  • Lends in Virginia
  • Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.

  • Fairfax Lending
  • 6094 Franconia Road, Alexandria, VA, 22310
  • Lends in Virginia
  • Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.

  • TruEnergy Federal Credit Union
  • 6801 Industrial Road, Springfield, VA, 22151
  • Lends in Virginia
  • Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.

  • Washington Mortgage Group, Inc.
  • 6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Finance USA Corporation
  • 6924 A Little River Turnpike, Annandale, VA, 22003
  • Lends in Virginia
  • Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.

  • Fairway Asset Corporation
  • 7345 McWhorter Place, Suite 110, Annandale, VA, 22003
  • Lends in Virginia
  • At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.