FHA VS Conventional loan programs in 2026 for Bailey's-Crossroads, Fairfax County, Virginia
In 2026, the Conventional loan limit within Bailey's-Crossroads, residing in the county of Fairfax, VA, has been set at $970,800. On the other hand, the FHA limit, specifically for a single-family home, is defined as $970,800.
Leverage the Lendersa® Conventional loan calculator to thoroughly compare today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, creditworthiness, reserves, and documentation essential for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, equipping you to identify which program in VA best aligns with your individual financial circumstances and needs.
Comprehensive Overview of 2026 Loan Limits and Down Payment Requirements in Bailey's-Crossroads, County of Fairfax, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table specifically applies to the following zip codes: 22041
Exploring Conventional and FHA Loan Opportunities in Bailey's-Crossroads, VA
Lendersa® aims to swiftly connect you with the most suitable Conventional, USDA, or FHA loans, optimizing efficiency and minimizing hassle. Choose among three distinct starting strategies that are engineered to guide you toward finding matching lenders and tailored loan programs perfectly suited to your needs.
Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.
We have the same financial services as a bank, with a few major differences;
Our members own this financial institution; banks are owned by their stockholders.
CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years.
From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members
MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!
210 East Broad Street, Suite 203, Falls Church, VA, 22046
Lends in Virginia
At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions
The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1005 North Glebe Road, Suite 100, Arlington, VA, 22201
Lends in Virginia
Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.
