Explore the differences! FHA VS Conventional loan programs in Lorton, Fairfax County, Virginia

In 2026, the Conventional loan limit in Lorton, situated within Fairfax county, VA, is set at $1,089,300. However, the FHA limit for a single-family home is designated as $1,089,300.

Utilize the Lendersa® Conventional loan calculator to thoroughly compare the best rates available today for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator delivers a detailed side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the most suitable program in VA for your financial circumstances and goals.

Examine and contrast a wide range of loan offers from 100 distinct lenders

Detailed Overview of 2026 Loan Limits and Down Payment Requirements in Lorton, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

The aforementioned comparison table is relevant for these zip codes: 22079

Exploring Conventional and FHA Loan Options in Lorton, VA

The mission at Lendersa® is to efficiently connect you with the most appropriate Conventional, USDA, or FHA loans, minimizing any hassle. Choose one from three initial paths crafted to align you with suitable lenders and loan programs tailored to your unique needs.

Insights from USDA loan requests and matches facilitated by Lendersa


  • Allegany First Federal Credit Union
  • 27 West Main Street, Fillmore, NY, 14735
  • Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Dollar Bank
  • PO Box 8469, Canton, OH, 44711
  • Founded in 1855, Dollar Bank is, well, different. We’re an independent community bank. That means no publicly traded stock and no shareholders. And that means we can focus on what we do best: empowering the people and communities we serve to do the things they hold dearest.

    Over more than 165 years, we’ve grown to become a large

  • Constitution Lending- Hard Money Lender
  • 500 Post Road East, Westport, CT, 06880
  • Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.

  • CSE Federal Credit Union
  • 1380 Market Ave N, Canton, OH, 44714
  • (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve

  • Advantage Loans Inc
  • 937 S McPherson Church Rd, Fayetteville, NC, 28303
  • Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.

  • Marine Federal Credit Union
  • 4180 Western Boulevard, Jacksonville, NC, 28546
  • It starts with commitment. The foundation of all great relationships.

    We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.

  • Linear Mortgage Solution
  • 300 Western Blvd, Suite 400, Jacksonville, NC, 28546
  • Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.

  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.

    Our loans are underwritten in-house,
    resulting in lightning fast funding and an easy application, inspection

  • Atlantic Home Capital Corp.
  • 627 Horseblock Road, Suite 101, Farmingville, NY, 11738
  • Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.

  • Sweetwater Capital
  • 1019 Hay Street, Fayetteville, NC, 28305
  • Sweetwater Capital’s core focus is to achieve lifelong relationships by delivering the finest brokerage experience.
    Established in 2007, Sweetwater Capital began as a boutique commercial mortgage brokerage firm, specializing in permanent debt solutions. In 2019, we expanded our services to include our investment sales platform.

  • AAFMAA Mortgage Services LLC
  • 639 Executive Place, Suite 203, Fayetteville, NC, 28305
  • AAFMAA (American Armed Forces Mutual Aid Association) is a not-for-profit, member-owned financial services association that provides life insurance, military benefits counseling, Survivor Assistance Services, residential mortgages, financial planning, investment management and trust services to the American Armed Forces Community.

  • The Stoffer Mortgage Company Inc
  • 100 30th St Nw, Suite 106, Canton, OH, 44709
  • Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.