FHA VS Conventional loan in Lorton, Fairfax County, Virginia

In 2026, the Conventional loan limit in Lorton, situated within Fairfax county, VA, is set at $1,089,300. However, the FHA limit for a single-family home is designated as $1,089,300.

Utilize the Lendersa® Conventional loan calculator to thoroughly compare the best rates available today for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator delivers a detailed side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the most suitable program in VA for your financial circumstances and goals.

Examine and contrast a wide range of loan offers from 100 distinct lenders

Detailed Overview of 2026 Loan Limits and Down Payment Requirements in Lorton, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $657,900 0%
FHA $1,089,300 3.5%

The aforementioned comparison table is relevant for these zip codes: 22079

Exploring Conventional and FHA Loan Options in Lorton, VA

The mission at Lendersa® is to efficiently connect you with the most appropriate Conventional, USDA, or FHA loans, minimizing any hassle. Choose one from three initial paths crafted to align you with suitable lenders and loan programs tailored to your unique needs.

Insights from USDA loan requests and matches facilitated by Lendersa


Lorton Lenders

  • E Z Lending, LLC
  • 8739 Bitterroot Court, Lorton, VA, 22079
  • Lends in Virginia
  • We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks

  • Metro Mortgage LLC
  • 7830 Backlick Road, Suite 401, Springfield, VA, 22150
  • Lends in Virginia
  • At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.

  • Commonwealth Mortgage Inc
  • 6800 Backlick Road, Suite 201, Springfield, VA, 22150
  • Lends in Virginia
  • Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future

  • First Meridian Mortgage Corporation
  • 8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
  • Lends in Virginia
  • First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.

  • Springbank Mortgage LLC
  • 2121 Eisenhower Ave, Suite 200, Alexandria, VA, 22315
  • Lends in Virginia
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Washington Commercial Lending & Development, LLC
  • 5908 Love Joy Court, Springfield, VA, 22152
  • Lends in Virginia
  • Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates.

    We serve real estate investors, mortgage brokers, and small business owners.

  • The Mortgage Store, LLC
  • 10534 Burke Lake Road, Fairfax Station, VA, 22039
  • Lends in Virginia
  • The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.

  • The Tullis Mortgage Team
  • 6187 Grovedale Ct, Alexandria, VA, 22310
  • Lends in Virginia
  • Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.

  • Fairfax Lending
  • 6094 Franconia Road, Alexandria, VA, 22310
  • Lends in Virginia
  • Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.