For 2026, the conventional loan limit in Luray, situated in Page County, VA, is $726,200. The FHA limit for a single-family home is set at $472,030.
The Lendersa® Conventional loan calculator allows you to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program in VA for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to zip codes: 22835
Lendersa® aims to quickly connect you with the best possible Conventional, USDA, or FHA loan. Choose from one of three starting points to connect with matching lenders and loan programs.
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