FHA VS Conventional loan in Luray, Page County, Virginia

For 2026, the conventional loan limit in Luray, situated in Page County, VA, is $726,200. The FHA limit for a single-family home is set at $472,030.

The Lendersa® Conventional loan calculator allows you to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program in VA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Luray, Page County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 22835

Options for Conventional and FHA Loans in Luray, VA

Lendersa® aims to quickly connect you with the best possible Conventional, USDA, or FHA loan. Choose from one of three starting points to connect with matching lenders and loan programs.

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  • Greentree Mortgage Services
  • 7555 Airport Hwy, Suite A, Holland, OH, 43528
  • We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans"​ of our clients.

  • Waterford Bank
  • 3900 N McCord Rd., Toledo, OH, 43617
  • Waterford Bank was founded by three individuals who together have more than 100 years of banking experience.

    From the beginning, Waterford chose to differentiate itself:

    The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.

  • Remington FCU
  • 39 Central Plaza, Ilion, NY, 13357
  • Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Thomaston Savings Bank
  • 73 Main Street South, Bethlehem, CT, 06751
  • At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.

  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.

  • Monroe Community CU
  • 715 N Telegraph Road, Monroe, MI, 48162
  • We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members.

    Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)

  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007

  • GPO Federal Credit Union
  • 4311 Middle Settlement Road, New Hartford, NY, 13413
  • GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.