Explore the differences! FHA VS Conventional loan programs in Woodstock, Shenandoah County, Virginia

For the year 2026, the conventional loan limit in Woodstock, within Shenandoah County, VA, is set at $726,200. The FHA limit, on the other hand, is $472,030 for a single-family house.

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The Lendersa® Conventional loan calculator helps you compare the top available rates for Conventional, FHA, and USDA loans today. It assesses the necessary income, credit score, reserves, and documentation for qualifying. Using our sophisticated mortgage calculator, you can conveniently view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program tailored to your financial situation in VA.

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Loan Limits and Downpayment Requirements for 2026 in Woodstock, Shenandoah County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the corresponding zip codes: 22664

Options for Conventional and FHA Loans in Woodstock, VA

The mission of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you quickly and with ease. Start by selecting one of three options that connect you with suitable lenders and loan offerings.

  1. Submit the comprehensive request to optimize Conventional/USDA/FHA loans
  2. Explore rates & terms for Conventional, USDA, and FHA loans first
  3. Utilize the largest database of Conventional lenders here
Discover matching results for Lendersa USDA loan requests



  • Atlantic Mortgage Inc
  • 865 West Carmel Drive, Suite 112, Carmel, IN, 46032

  • Established in July 2004 Atlantic Mortgage Inc. offers wholesale mortgage lending to consumers in Indiana and Florida. Atlantic Mortgage Inc. has developed an excellent reputation as a preferred mortgage brokerage firm. Serving the lending needs of home buyers, realtors/brokers, and custom builders.

  • Indiana Secondary Market For Edu
  • 11595 N. Meridian St, Suite 200, Indianapolis, IN, 46032

  • For over 40 years, the goal of INvestEd has been to provide students with solutions to put higher education within reach. We believe strong choices before college are the best way to limit excessive student loan debt after college. That’s why our efforts focus on providing friendly, free, expert financial aid help to students, families

  • CPL Investments LLC
  • 650 E Carmel Dr, Suite 320, Carmel, IN, 46032

  • CPL Investments company individually run with Constantine at the helm, has grown into a fully functional team focused on building systems and processes to execute investments quickly. Developing a more robust internal team of thinkers and problem solvers has increased efficiencies and helped.

  • Milestone Home Lending
  • 236 E. Carmel Drive, Carmel, IN, 46032

  • Milestone Home Lending, LLC is a premier mortgage lender located in Indiana offering the highest level of expertise and personal attention to every individual client we serve. Whether you’re a first-time homebuyer or moving up to a better home, your satisfaction is our #1 priority.

  • Verified Mortgage LLC
  • 14381 Heatherknoll Parkway, Carmel, IN, 46074

  • Verified Mortgage LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers Verified Mortgage LLC is created to service the loan industry a little differently.

  • Hunter Mortgage, Inc.
  • 408 Silver Bluff Road, Aiken, SC, 29803

  • Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.

  • Haynes Community Federal Credit Union
  • 1801 S Park Road, Kokomo, IN, 46902

  • The Haynes Community Federal Credit Union is a not-for-profit, cooperative financial institution. The purpose of the Credit Union is to promote thrift among members. We were established in 1948 for the employees of Union Carbide Stellite (now Haynes International) and their families. In 2006 we received our Community Charter and are open to anyone


  • Financial Builders Federal Credit Union
  • 2828 South Lafountain Street, Kokomo, IN, 46902

  • Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members

  • City of Firsts Community FCU
  • 1120 South Main Street, Kokomo, IN, 46902

  • City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit

  • Solidarity Community Federal Credit Union
  • 201 Southway Blvd. E, Kokomo, IN, 46902

  • Solidarity was started in 1954 by Delco Electronics employees pooling their funds together to help a co-worker purchase a car. They did this by placing a quarter a week in a cigar box until they had enough saved to buy the car. Thus, they started a not-for-profit cooperative called a "credit union.

  • Mortgage City, Inc.
  • 1202 Appletree Lane, Kokomo, IN, 46902

  • Mortgage City, Inc. has been in business since 1999. In the last 10 years, we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state is a proud member of the Chamber of Commerce and Local Lenders Association of Kokomo.

  • Sturgis Bank & Trust
  • 113-125 East Chicago Road, Sturgis, MI, 49091

  • Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers & community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles & service that have been our cornerstones for over a century. Sturgis Bank & Trust Company serves its customers through 11 branch locations.
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