FHA VS Conventional loan in Merrifield, Fairfax County, Virginia
In 2026, the conventional loan limit in Merrifield, which is part of the county of Fairfax, VA, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.
Utilize Lendersa®'s Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. This will help determine the income, credit requirements, reserves, and documents essential for qualification. With our advanced mortgage calculator, Conforming Conventional, USDA, FHA, and VA loans are compared side by side, assisting you in selecting the most suitable program for your financial situation in VA.
Loan limits for 2026 and down payment requirements in Merrifield, county of Fairfax, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$657,900
0%
FHA
$1,089,300
3.5%
This comparison table is applicable to zip codes: 22031
Conventional and FHA loan options in Merrifield, VA
At Lendersa®, our goal is to quickly and efficiently find you the best Conventional, USDA, or FHA loan without any hassles. Start by selecting one of three available paths, each leading to a match with suitable lenders and loan solutions.
Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.
Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.
6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6924 A Little River Turnpike, Annandale, VA, 22003
Lends in Virginia
Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.
7345 McWhorter Place, Suite 110, Annandale, VA, 22003
Lends in Virginia
At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.
We have the same financial services as a bank, with a few major differences;
Our members own this financial institution; banks are owned by their stockholders.
We offer specialized residential mortgages in Virginia, Maryland, DC and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score.
Apple FCU offers everything you’d expect from a financial institution, but it’s our personalized service that truly reflects the Apple difference that transforms banking from a chore into an experience.
We’re grateful for every member who chooses to be a part of the Apple family.
MainStreet Bank, Member FDIC, is a community bank headquartered in Fairfax, Virginia and serving the Washington, DC metropolitan area.
MainStreet has 55, 000 free ATMs across the United States and in Canada, Mexico and the UK. With a robust and easy-to-use online business banking technology, MainStreet has “put our bank
