Explore the differences! FHA VS Conventional loan programs in Oakton, Fairfax County, Virginia
In 2026, the Conventional loan limit in Oakton, situated in the county of Fairfax, VA, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program in VA for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Oakton, County of Fairfax, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$657,900
0%
FHA
$1,089,300
3.5%
This table is applicable to the following zip codes: 22031, 22124, 22181, 22185
Conventional and FHA Loan Opportunities in Oakton, VA
The mission of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan options swiftly and without hassle. Select one of three starting points that lead to matching lenders and loan programs.
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51 Commerce Street, Suite 101, Springfield, NJ, 07081
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