Conventional Vs. FHA Lending requirements Montclair, VA in 2025

In 2025, the Conventional loan limit in Montclair, situated within Prince William county, VA, is set at $726,200. However, the FHA limit for a single-family home is designated as $546,250.

Utilize the Lendersa® Conventional loan calculator to thoroughly compare the best rates available today for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documentation essential for qualification. Our sophisticated mortgage calculator delivers a detailed side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you identify the most suitable program in VA for your financial circumstances and goals.

Exploring Conventional and FHA Loan Options in Montclair, VA

The mission at Lendersa® is to efficiently connect you with the most appropriate Conventional, USDA, or FHA loans, minimizing any hassle. Choose one from three initial paths crafted to align you with suitable lenders and loan programs tailored to your unique needs.

Insights from USDA loan requests and matches facilitated by Lendersa

(330) 305-1996 Lender's profile and map Reviews Signature Mortgage 4790 Douglas Circle NW, Canton, OH, 44718 Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process
(800) 468-6682 Lender's profile and map Reviews Ohio Valley Bank 420 Third Avenue, Gallipolis, OH, 45631 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp. Ohio Valley Bank is credited for many banking ""firsts"" in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank
(585) 567-4103 Lender's profile and map Reviews Allegany First Federal Credit Union 27 West Main Street, Fillmore, NY, 14735 Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(631) 434-3500 Lender's profile and map Reviews People's Alliance Federal Credit Union 125 Wireless Boulevard, Hauppauge, NY, 11788 Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
(631) 382-7310 Lender's profile and map Reviews Lighthouse Mortgage Corporation 527 Townline Road, Suite 305, Hauppauge, NY, 11788 Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
(631) 851-1100 Lender's profile and map Reviews Island Federal Credit Union 120 Motor Parkway, Hauppauge, NY, 11788 Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
(631) 273-1188 Lender's profile and map Reviews Evolution Mortgage Inc 140 Adams Avenue, Suite A5, Hauppauge, NY, 11788 Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
(631) 851-4420 Lender's profile and map Reviews Coltrain Funding Group LLC 140 Fell Court, Suite 101, Hauppauge, NY, 11788 Coltrain Funding Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(631) 676-3162 Lender's profile and map Reviews Home Reliance Capital 145 Marcus Blvd Suite 4, Hauppauge, NY, 11788 Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.
(516) 246-6353 Lender's profile and map Reviews RCG Mortgage 490 Wheeler Rd, Suite 252, Hauppauge, NY, 11788 Mortgage broker based in Long Island, New York who prides themselves on their transparency, accountability, and ability to provide a "Nordstrom" experience with the efficiency of a "Ford" assembly line. RCG works with all clients, no matter what their financial goals may be.RCG Mortgage is your online resource for personalized mortgage solutions.
(910) 222-1500 Lender's profile and map Reviews Bragg Mutual Federal Credit Union 2917 Village Drive, Fayetteville, NC, 28304 We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well. A full service credit union open to all who live, work, or worship in Cumberland County, NC.