FHA VS Conventional loan programs in Purcellville, Loudoun County, Virginia

In the year 2026, the loan limit for conventional loans in Purcellville, within Loudoun county, VA, amounts to $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Take advantage of the Lendersa® Conventional loan calculator to explore the best rates currently offered for Conventional, FHA, and USDA loans. This tool helps find the necessary income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side to help you decide which program in VA is best suited for your financial scenario.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Purcellville, County of Loudoun, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table is applicable to zip codes: 20132

Options for Conventional and FHA Loans in Purcellville, VA

The goal of Lendersa® is to quickly secure for you the most appropriate Conventional, USDA, or FHA loan with minimal hassle. Select from three starting points leading you to matching lenders and loan programs.

Lendersa USDA loan request and matching results


Purcellville Lenders

  • loudoun credit union
  • 801 Sycolin Road SE, Suite 101, Leesburg, VA, 20175
  • Lends in Virginia
  • Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration.

  • Main Street Home Loans
  • 19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147
  • Lends in Virginia
  • Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.

  • Strategic Federal Credit Union
  • 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
  • Lends in Virginia
  • Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.