FHA VS Conventional loan programs in 2026 for Radford, Radford County, Virginia

In the year 2026, the conventional loan limit in Radford, within the county of Radford, VA, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

The Lendersa® Conventional loan calculator allows you to compare the best rates available today among Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can easily view Conforming Conventional loans, USDA, FHA, and VA loans side by side to decide which program in VA suits your financial scenario best.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Radford, County of Radford, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the following zip codes: 24142

Conventional and FHA Loan Options in Radford, VA

The aim of Lendersa® is to efficiently provide you with the most favorable Conventional, USDA, or FHA loan without any hassle. Choose from three starting points that will result in connecting with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • PURE LIGHT MORTGAGE INC
  • 2234C Thompson Bridge Road, Gainesville, GA, 30501
  • The Pure Light Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Georgetown Kraft Credit Union
  • 1379 N Fraser Street, Georgetown, SC, 29440
  • Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.

  • Firefighters & Company Federal Credit Union
  • 338 South Patterson Boulevard, Dayton, OH, 45402
  • The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.

  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.

  • Great Oak Funding
  • 120 West Second Street, Suite 1406, Dayton, OH, 45402
  • Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.

  • Destinations Credit Union
  • 8767 Satyr Hill Road, Parkville, MD, 21234
  • Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services

  • Chesapeake Bank
  • 2001 East Joppa Road, Baltimore, MD, 21234
  • Chesapeake Bank of Maryland was founded in 1913 as New Eastern Avenue Permanent Savings and Loan Association. The name was changed to Chesapeake Federal Savings and Loan Association in 1960. In 1998 the Bank, became Chesapeake Bank of Maryland.

    The Bank operates from its main office in Parkville

  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial