FHA VS Conventional loan programs in Narrows, Giles County, Virginia

In 2026, the Conventional loan limit in Narrows, located in Giles county, VA, is $726,200. For single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates between Conventional, FHA, and USDA. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in the decision of which program in VA suits your financial needs best.

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2026 Loan Limits and Down Payment Details in Narrows, Giles county, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 24124

Explore Conventional and FHA Loan Options in Narrows, VA

At Lendersa®, our aim is to deliver the optimal Conventional, USDA, or FHA loan promptly and with minimal stress. Choose one of three starting points to find matching lenders and loan programs.

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Narrows Lenders

  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Lends in Virginia
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".

  • National Bank of Blacksburg
  • 100 South Main Street, Blacksburg, VA, 24060
  • Lends in Virginia
  • Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.

  • First Residential Mortgage Corporation
  • 1344 N Main St, Blacksburg, VA, 24060
  • Lends in Virginia
  • FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.

  • Virginia Community Capital
  • 110 Peppers Ferry Road NW, Christiansburg, VA, 24073
  • Lends in Virginia
  • Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.

  • Kemba Roanoke Federal Credit Union
  • 2812 West Main Street, Salem, VA, 24153
  • Lends in Virginia
  • KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.

  • Blue Eagle Credit Union
  • 2121 Electric Road, Roanoke, VA, 24018
  • Lends in Virginia
  • Blue Eagle® Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial cooperative with a passion for enriching lives. Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial coop

  • First Sentinel Bank
  • 315 Railroad Avenue, Richlands, VA, 24641
  • Lends in Virginia
  • Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.

  • Roanoke Valley Community Credit Union
  • 723 5th St NE, Roanoke, VA, 24016
  • Lends in Virginia
  • Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.