FHA VS Conventional loan programs in Rockwood, Chesterfield County, Virginia
In 2026, the Conventional loan limit in Rockwood, located in Chesterfield county, VA, is $726,200. Meanwhile, the FHA limit for a single-family home is $546,250.
Use Lendersa®'s Conventional loan calculator to compare the leading rates of today among Conventional, FHA, and USDA loans. Assess necessary income, credit, reserves, and documents for qualification. The advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the best fit for your financial situation in VA.
2026 Loan Limits and Down Payment Requirements in Rockwood, Chesterfield, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$428,700
0%
FHA
$546,250
3.5%
This table pertains to the following zip codes: 23235, 23236
Options for Conventional and FHA Loans in Rockwood, VA
Lendersa® strives to secure the optimal Conventional, USDA, or FHA loans swiftly, free of hassle. Choose from three starting options to match with suitable lenders and loan programs.
Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!
SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
