FHA VS Conventional loan in Bon-Air, Chesterfield County, Virginia
For 2026, the conventional loan limit in Bon-Air, located in the county of Chesterfield, VA, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $535,900.
The Lendersa® Conventional loan calculator helps you compare the best rate options today across Conventional, FHA, and USDA loans, allowing you to determine the necessary income, credit score, reserves, and documentation required to qualify. Use our advanced calculator to view Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you to decide on the most suitable program for your financial scenario in VA.
2026 Loan Limits and Down Payment Requirements in Bon-Air, County of Chesterfield, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$428,720
0%
FHA
$535,900
3.5%
Note: This table applies to the following zip codes: 23235
Conventional and FHA Loan Options in Bon-Air, VA
Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan options with minimal hassle. Start by selecting one of three paths that will introduce you to matching lenders and loan offers.
Blue Ridge Bank is a leading community Bank that supports families and businesses through a wide range of financial services including retail and commercial Banking, payroll, insurance, card payments, wholesale and retail mortgage lending, and government-guaranteed lending. The Bank also provides investment and wealth management services
We give a strong commitment to client satisfaction & success. All our mortgage loan programs are designed to help you get the most out of them. Together with our professional & emphatic loan officers, you are in good hands. Our loan products will be tailored-fit to your specific needs and situation.
1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
Lends in Virginia
Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
Lends in Virginia
Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We strive to educate our borrowers so they completely understand their loan options and the mortgage process. We want them to have peace of mind knowing they are making a well-informed decision.Step-by-step, we interact with our clients throughout the transaction to help manage expectations. They know exactly what is going on with their loan.
Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.
