FHA VS Conventional loan programs in Bon-Air, Chesterfield County, Virginia
For 2026, the conventional loan limit in Bon-Air, located in the county of Chesterfield, VA, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $535,900.
The Lendersa® Conventional loan calculator helps you compare the best rate options today across Conventional, FHA, and USDA loans, allowing you to determine the necessary income, credit score, reserves, and documentation required to qualify. Use our advanced calculator to view Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you to decide on the most suitable program for your financial scenario in VA.
2026 Loan Limits and Down Payment Requirements in Bon-Air, County of Chesterfield, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$428,720
0%
FHA
$535,900
3.5%
Note: This table applies to the following zip codes: 23235
Conventional and FHA Loan Options in Bon-Air, VA
Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan options with minimal hassle. Start by selecting one of three paths that will introduce you to matching lenders and loan offers.
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