FHA VS Conventional loan programs in 2026 for Rose-Hill, Fairfax County, Virginia

In the year 2026, the Conventional loan limit for Rose-Hill within the county of Fairfax, VA, is fixed at $970,800. Conversely, the FHA limit for a single-family home is capped at $970,800.

Utilize the Lendersa® Conventional loan calculator to thoroughly compare the highest rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit standing, reserves, and essential documents required for qualification. Our advanced mortgage calculator reveals Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format, guiding your decision on which program in VA best fits your financial objectives and needs.

Explore and compare loan offers from a diverse array of 100 lenders

Comprehensive Overview of 2026 Loan Limits and Down Payment Requirements in Rose-Hill, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This specific comparison table applies to the following zip codes: 22303, 22310

Exploring Conventional and FHA Loan Opportunities in Rose-Hill, VA

The mission of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loans efficiently and with minimal hassle. You can select from three strategically designed starting points to match you with the lenders and loan options that best cater to your requirements.

Results from USDA loan requests and matches through Lendersa


  • Victorian Finance, LLC
  • 1205 Virginia St East, Charleston, WV, 25301
  • Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade

  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company

  • DOY Federal Credit Union
  • 1500 Gypsy Lane, Youngstown, OH, 44505
  • DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.

    DOY confines its lending to its own creditworthy members

  • Valley Economic Development Partners
  • 4319 Belmont Ave, Youngstown, OH, 44505
  • Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.

  • SMC home finance
  • 717 Rosanne Drive, Suite One, Kinston, NC, 28504
  • SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.

  • Waterford Commercial and Savings Bank
  • 20115 St Rt 339, Waterford, OH, 45786
  • The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers.
    The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects

  • People's Alliance Federal Credit Union
  • 125 Wireless Boulevard, Hauppauge, NY, 11788
  • Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff

  • Lighthouse Mortgage Corporation
  • 527 Townline Road, Suite 305, Hauppauge, NY, 11788
  • Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.

  • Island Federal Credit Union
  • 120 Motor Parkway, Hauppauge, NY, 11788
  • Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000

  • Evolution Mortgage Inc
  • 140 Adams Avenue, Suite A5, Hauppauge, NY, 11788
  • Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.

  • Coltrain Funding Group LLC
  • 140 Fell Court, Suite 101, Hauppauge, NY, 11788
  • Coltrain Funding Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Home Reliance Capital
  • 145 Marcus Blvd Suite 4, Hauppauge, NY, 11788
  • Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.