FHA VS Conventional loan programs in 2026 for Rose-Hill, Fairfax County, Virginia

In the year 2026, the Conventional loan limit for Rose-Hill within the county of Fairfax, VA, is fixed at $970,800. Conversely, the FHA limit for a single-family home is capped at $970,800.

Utilize the Lendersa® Conventional loan calculator to thoroughly compare the highest rates available today among Conventional, FHA, and USDA loans. Determine the necessary income, credit standing, reserves, and essential documents required for qualification. Our advanced mortgage calculator reveals Conforming Conventional, USDA, FHA, and VA loans in a side-by-side format, guiding your decision on which program in VA best fits your financial objectives and needs.

Explore and compare loan offers from a diverse array of 100 lenders

Comprehensive Overview of 2026 Loan Limits and Down Payment Requirements in Rose-Hill, County of Fairfax, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This specific comparison table applies to the following zip codes: 22303

Exploring Conventional and FHA Loan Opportunities in Rose-Hill, VA

The mission of Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loans efficiently and with minimal hassle. You can select from three strategically designed starting points to match you with the lenders and loan options that best cater to your requirements.

Results from USDA loan requests and matches through Lendersa


Rose-Hill Lenders

  • Burke & Herbert Bank & Trust Company
  • 100 South Fairfax Street, Alexandria, VA, 22314
  • Lends in Virginia
  • Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.

  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Lends in Virginia
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.

    In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta

  • Transportation Federal Credit Union
  • 1600 Cameron Street, Suite 200, Alexandria, VA, 22314
  • Lends in Virginia
  • Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • PTO FCU
  • 501 Dulany Street, 1st Floor, Alexandria, VA, 22314
  • Lends in Virginia
  • Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable

  • State Department Federal Credit Union
  • 1630 King Street, Alexandria, VA, 22314
  • Lends in Virginia
  • State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.

  • Investor Loans Plus
  • 1727 King Street, Suite 300, Alexandria, VA, 22314
  • Lends in Virginia
  • Investor Loans Plus assist our clients in obtaining lender direct financing in the specialized field of alternative loans. Our company works with rehabbers and property owners to achieve lending terms that meet their current needs and investment goals. Investor Loans Plus is dedicated to working with our borrowers

  • Rock Rates
  • 950 N Washington St, Alexandria, VA, 22314
  • Lends in Virginia
  • Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process

  • HomeFirst Mortgage Corp
  • 207 South Alfred Street, Alexandria, VA, 22314
  • Lends in Virginia
  • HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.

  • The Tullis Mortgage Team
  • 6187 Grovedale Ct, Alexandria, VA, 22310
  • Lends in Virginia
  • Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.