FHA VS Conventional loan programs in 2026 for West-Springfield, Fairfax County, Virginia
In 2026, the Conventional loan limit in West-Springfield within Fairfax, VA, is $970,800. Meanwhile, for a single-family home, the FHA loan limit stands at $970,800.
Take advantage of the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and required documents for qualifying. Our advanced mortgage calculator provides a comprehensive side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program in VA best suits your financial situation and long-term goals.
Understanding 2026 Loan Limits and Down Payment Requirements in West-Springfield, County of Fairfax, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table specifically applies to the following zip codes: 22152
Conventional and FHA Loan Opportunities in West-Springfield, VA
The goal at Lendersa® is to efficiently connect you with the most suitable Conventional, USDA, or FHA loans, ensuring minimal hassle. Choose one from three easy starting paths designed to match you with lenders and loan programs tailored to your individual requirements.
Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
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The Finest Federal Credit Union is the only financial institution in New York State chartered specifically to serve the needs of all Law Enforcement Personnel (Uniform & Civilian), Retirees and all Family members. Chartered in 2015, The Finest FCU evolved from the vision of a group of retired NYPD officers.
Global Bank is a bank with operations in one state. Global Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages Global Bank is a New York State-chartered, FDIC insured commercial bank. We were formed by a group of civic-minded local Chinese-American business people, is locally owned, and commenc
123 William Street, 12th Floor, New York, NY, 10038
The Rent Stabilization Association and the NYC Housing Partnership collaborated to create RSA Mortgage Brokerage to serve the needs of owners of small to large multi-family, mixed-use and commercial buildings bringing their combined 75 years focus on sustaining the quality of New York’s multi-family buildings.
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3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.
4509 Creedmoor Road. Suite 201, Raleigh, NC, 27612
FM Lending Services is a full service mortgage banker specializing in residential purchase and refinance loans. FM Lending Services offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans.
"We have access to a vast array of mortgage options and our highly-trained mortgage specialists can find the perfect fit for you. Beyond unbeatable rates, our service is consistent, reliable, and ultra fast. We deal with the banks for you and only do mortgages, so we can cut through the red tape. That means you get answers and final docs–fast."
