Explore the differences! FHA VS Conventional loan programs in Springfield, Fairfax County, Virginia
In 2026, the Conventional loan limit for Springfield, situated within the county of Fairfax, VA, is set at $1,089,300. At the same time, the FHA limit for a single-family home stands at $1,089,300.
Take advantage of the Lendersa® Conventional loan calculator to compare the most competitive rates available today for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are required for qualification. Our sophisticated mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you determine which program in VA aligns best with your financial needs and goals.
Understanding 2026 Loan Limits and Down Payment Requirements in Springfield, County of Fairfax, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$657,900
0%
FHA
$1,089,300
3.5%
This comparison table is specifically relevant for the following zip codes: 22151
Options for Conventional and FHA Loans in Springfield, VA
Lendersa® is committed to quickly connecting you with the best Conventional, USDA, or FHA loans with ease and minimal inconvenience. Choose one of three starting routes designed to match you with the ideal lenders and loan programs.
Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.
Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates.
We serve real estate investors, mortgage brokers, and small business owners.
6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6924 A Little River Turnpike, Annandale, VA, 22003
Lends in Virginia
Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.
7345 McWhorter Place, Suite 110, Annandale, VA, 22003
Lends in Virginia
At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
7830 Backlick Road, Suite 401, Springfield, VA, 22150
Lends in Virginia
At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
6800 Backlick Road, Suite 201, Springfield, VA, 22150
Lends in Virginia
Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
