FHA VS Conventional loan programs in 2026 for Wytheville, Wythe County, Virginia

In 2026, the conventional loan limit for Wytheville, in the county of Wythe, VA, is $726,200. For a single-family home, the FHA limit stands at $472,030.

Make use of the Lendersa® Conventional loan calculator to assess today's rates across Conventional, FHA, and USDA loans. Establish the income, credit, savings, and documentation needed for qualification. The advanced mortgage calculator allows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the ideal program in VA tailored to your financial standing.

Review loan offers from 100 varied lenders

2026 Loan Limits and Down Payment Requirements in Wytheville, County of Wythe, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 24382

Exploring Conventional and FHA Loan Options in Wytheville, VA

The aim of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan effortlessly. Choose from three starting paths to connect with the right lenders and loan options available.

Insights on USDA loan requests and matching from Lendersa


Wytheville Lenders

  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Lends in Virginia
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".

  • First Sentinel Bank
  • 315 Railroad Avenue, Richlands, VA, 24641
  • Lends in Virginia
  • Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.

  • Virginia Community Capital
  • 110 Peppers Ferry Road NW, Christiansburg, VA, 24073
  • Lends in Virginia
  • Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.

  • National Bank of Blacksburg
  • 100 South Main Street, Blacksburg, VA, 24060
  • Lends in Virginia
  • Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.

  • First Residential Mortgage Corporation
  • 1344 N Main St, Blacksburg, VA, 24060
  • Lends in Virginia
  • FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.

  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • Lends in Virginia
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.

    The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches