Explore the differences! FHA VS Conventional loan programs in Marion, Smyth County, Virginia

In the year 2026, the conventional loan limit for Marion, located in Smyth County, VA, is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced calculator enables side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the best program for your specific financial needs in VA.

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2026 Loan Limits and Down Payment Requirements in Marion, Smyth County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 24354

Options for Conventional and FHA Loans in Marion, VA

The goal of Lendersa® is to help you secure the most advantageous Conventional, USDA, or FHA loan quickly and with ease. Begin by selecting one of the following three options that align you with compatible lenders and loan programs.

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Marion Lenders

  • First Sentinel Bank
  • 315 Railroad Avenue, Richlands, VA, 24641
  • Lends in Virginia
  • Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.

  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • Lends in Virginia
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.

    The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches

  • TruPoint Bank
  • 20089 Riverside Drive, Grundy, VA, 24614
  • Lends in Virginia
  • In 1975, a group of individuals had a vision and a dream that banking could and should be better for YOU, the hard working citizens of this region. The goals included helping new businesses to become established and many older ones to expand ... provide opportunities for our children