FHA VS Conventional loan programs in Bennington, Bennington County, Vermont

For 2026, the Conventional loan limit in Bennington, situated in Bennington county, VT, is $726,200, whereas the FHA loan limit for a single-family home stands at $472,030. Understanding these limits can significantly impact your financial planning and opportunities when exploring home financing options.

With Lendersa®'s Conventional loan calculator, compare today's Conventional, FHA, and USDA best rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA options, aiding in your decision on which program in VT best fits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Bennington, Bennington, VT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 05201

Explore Conventional and FHA Loan Options in Bennington, VT

Lendersa®'s goal is to help you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths to connect with matching lenders and loan programs effectively.

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Bennington Lenders

  • FIRST HOMELAND MORTGAGE, LLC
  • 345 Hillwinds Road, Brattleboro, VT, 05301
  • Lends in Vermont
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Members 1st Credit union
  • 10 Browne Court, Brattleboro, VT, 05301
  • Lends in Vermont
  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts

  • THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
  • 221 Main Street, Brattleboro, VT, 05301
  • Lends in Vermont
  • Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service

  • FIRST CHOICE MORTGAGE SERVICES, LLC
  • 139 Main Street, Suite 615, Brattleboro, VT, 05301
  • Lends in Vermont
  • First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.