FHA VS Conventional loan programs in 2026 for Shaftsbury, Bennington County, Vermont
As of 2026, the conventional loan threshold in Shaftsbury, situated in Bennington county of VT, is $726,200. Conversely, the FHA loan ceiling for a single-family dwelling is $472,030.
Leverage the Lendersa® Conventional loan calculator to analyze current rates across Conventional, FHA, and USDA loans, assisting you in assessing the required income, credit, reserves, and paperwork for eligibility. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to facilitate your decision on which program in VT best aligns with your finances.
Loan Caps and Downpayment Requirements for 2026 in Shaftsbury, Bennington, VT
Loan Type
Limit
Initial Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 05262
Available Conventional and FHA Loan Options in Shaftsbury, VT
At Lendersa®, our aim is to quickly and smoothly connect you with the most fitting Conventional, USDA, or FHA loan. Begin with one of three choices that lead to matching lenders and associated loan programs.
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service
139 Main Street, Suite 615, Brattleboro, VT, 05301
Lends in Vermont
First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.
