FHA VS Conventional loan in Jericho, Chittenden County, Vermont

For 2026, the conventional loan limit in Jericho, within Chittenden County, VT, is $726,200. Meanwhile, the FHA limit for a single-family home is $492,200.

Utilize the Lendersa® Conventional loan calculator to compare today's optimal rates between Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documentation needed for qualification. Our advanced tools offer side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you decide which program in VT is best suited to your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in Jericho, Chittenden, VT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $347,700 0%
FHA $492,200 3.5%

This data table is applicable to zip codes: 5465

Exploring Conventional and FHA Loan Options in Jericho, VT

The aim of Lendersa® is to efficiently get you the most suitable Conventional, USDA, or FHA loan, free from hassle. Choose from three starting strategies to connect with relevant lenders and loan programs.

Lendersa USDA loan request and results


  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.

  • Prime Rate Home Mortgage, LLC.
  • 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • MutualOne Bank
  • 49 Main Street, Natick, MA, 01760
  • Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.

  • Superior Funding Corporation
  • 343 Washington Street, Newton, MA, 02458
  • Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).

  • Tremont Realty Capital
  • 255 Washington Street, Suite 300, Newton, MA, 02458
  • The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses

  • Brotherhood Credit Union
  • 75 Market St Lynn, Lynn, MA, 01901
  • Brotherhood Credit Union offers its members a full service website that allows for true "Banking from Home" functionality. Users have the ability to get account balance and history reports, transfer money between accounts, make bill payments, and so much more. Brotherhood Credit Union has been serving its members in and around the Lynn, MA.

  • Everett Co-operative Bank
  • 419 Broadway, Everett, MA, 02149
  • Everett Banks’ loyalty to our customers and friends is the foundation of our business. We're proud to be a part of this local heritage and have enjoyed working to help our communities grow and prosper. Our goal is to form long-lasting relationships by providing customers with better, more convenient products and services.

  • MJ Mortgage Corporation
  • 627 Broadway, Everett, MA, 02149
  • MJ Mortgage has licenses to operate in Florida, Massachusetts, and New Hampshire.Our process is fast, practical, and efficient, with record time for processing documents with the bank, in less than 20 days! We are the ideal Mortgage company for anyone who wants to buy or invest in. Make yourself at home