FHA VS Conventional loan programs in Williston, Chittenden County, Vermont

In 2025, the conventional loan cap for Williston, county of Chittenden, VT is $726,200, whereas the FHA limit for a single-family home is $492,200.

Utilize the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to identify the best-fit program in VT for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Williston, County of Chittenden, VT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $347,700 0%
FHA $492,200 3.5%

This comparison is applicable to zip codes: 5495

Conventional and FHA Loan Options in Williston, VT

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you quickly and effortlessly. Choose one of three starting pathways that lead to suitable lenders and loan programs.

Results from Lendersa's USDA loan request and matching


  • America's First Network Credit Union
  • 92 Pitkin Street, East Hartford, CT, 06108
  • America’s First Network Credit Union was founded in 1976 in Clinton Connecticut under its original name, Chesebrough-Pond’s Federal Credit Union. In May of 1989, our Trumbull Connecticut office was opened in Unilever’s Corporate Complex, where we still maintain a branch. America's First Network Credit Union now has 8 offices located in 2 states.
  • Mortgage Markets Cuso
  • 616 Burnside Avenue, East Hartford, CT, 06108
  • Finex Credit Union created Mortgage Markets CUSO, LLC in 2003 to address a common issue facing many Connecticut credit unions: sending members to banks for mortgages and jeopardizing their all-important ongoing member relationships. The Mortgage Markets CUSO, LLC mission is to empower our credit union
  • Global Funding Group, LLC
  • 1622 Main Street, East Hartford, CT, 06108
  • Global Funding Group, LLC is a private lending company for commercial real estate projects. If you are looking for a fast and easy alternative to fund your next flip, look no further. With our transparent terms & conditions, online application process, and quick response times, Global Funding Group is the obvious choice for funding.
  • Putnam Bank
  • 40 Main St PO Box 151, Putnam, CT, 06260
  • We offer a variety of loan options to choose from including fixed & adjustable rate mortgages. We have the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced loan officer to guide you through the often difficult
  • NorthStar Home Loans, LLC
  • 112 Main Street, Unit 11, Putnam, CT, 06260
  • NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
  • Police Credit Union of CT
  • 253 High Street, Hartford, CT, 06103
  • We do what banks do, but with better rates & lower fees. Open to ALL Law enforcement in the State of Connecticut. Skilled employees giving great services. We hope to become a statewide police credit union, serving all law enforcement in the state.All police departments are invited to partner with us as to provide police-oriented financial services.
  • General Merchant Funding
  • 150 Trumbull Street, 4th Floor, Hartford, CT, 06103
  • General Merchant Funding was established with the mission of offering small businesses access to fairly priced funding options. GMF is the best solution for small businesses unable to qualify for traditional funding. By assessing your business' monthly cash flow, GMF enables you to use the strength of your cash flow to manage demands for capital.
  • Sojourn Mortgage Company, LLC
  • 15 Lewis Street, Suite 402, Hartford, CT, 06103
  • Sojourn Mortgage Company. We work closely with home buyers throughout the lending process. Sojourn Mortgage Company LLC Founder Paula Mercier explains, “The goal of Sojourn Mortgage is to deliver such high-quality service that clients will want to recommended us to their friends and family.
  • Wrentham Co-operative Bank
  • 102 South Street, Wrentham, MA, 02093
  • Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services
  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
  • Northeast Family Federal Credit Union
  • 233 Main St, Manchester, CT, 06045
  • In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.
  • Elm Tree Funding
  • 43 North Main Street, West Hartford, CT, 6107
  • Elm Tree Funding, what you see is what you get. We are a full service mortgage brokerage that arranges residential loans to borrowers with either excellent or challenged credit. We have access to vast array of loan programs and can help you choose the right one for your situation. No two clients are alike, and no mortgage company.