Explore the differences! FHA VS Conventional loan programs in Middlebury, Addison County, Vermont

During 2025, the conventional loan limit in Middlebury, within the county of Addison, VT, is set at $726,200. Concurrently, the FHA limit for a single-family home is designated as $472,030.

Leverage the Lendersa® Conventional loan calculator to assess current top rates among Conventional, FHA, and USDA loans. It determines necessary qualifications for income, credit, reserves, and needed documents. Our sophisticated mortgage calculator aligns side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to select the best suited program for your financial needs in VT.

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Loan limits and down payment details for 2025 in Middlebury, county of Addison, VT

Type of Loan Maximum Limit Initial Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details in this table pertain to the zip codes: 05740, 05753

Explore Conventional and FHA loan opportunities in Middlebury, VT

Lendersa® strives to promptly provide you with the most efficient Conventional, USDA, or FHA loan, eliminating unnecessary hassle. Choose from one of three initial paths to connect with matching lenders and loan plans.

Lendersa's USDA loan requests and matching outcomes


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  • Legacy National Bank
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  • Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
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  • Merchant One Financial
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  • ECU Credit Union is a not-for-profit financial cooperative. That means our members own us. No stockholders to worry about just our members/owners. Convenient services with competitive dividends and interest rates are our prime responsibilities. As a member of ECU Credit Union, your entire family is eligible to join.
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  • All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
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