FHA VS Conventional loan in Middlebury, Addison County, Vermont
During 2026, the conventional loan limit in Middlebury, within the county of Addison, VT, is set at $726,200. Concurrently, the FHA limit for a single-family home is designated as $472,030.
Leverage the Lendersa® Conventional loan calculator to assess current top rates among Conventional, FHA, and USDA loans. It determines necessary qualifications for income, credit, reserves, and needed documents. Our sophisticated mortgage calculator aligns side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to select the best suited program for your financial needs in VT.
Loan limits and down payment details for 2026 in Middlebury, county of Addison, VT
Type of Loan
Maximum Limit
Initial Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The details in this table pertain to the zip codes: 05740
Explore Conventional and FHA loan opportunities in Middlebury, VT
Lendersa® strives to promptly provide you with the most efficient Conventional, USDA, or FHA loan, eliminating unnecessary hassle. Choose from one of three initial paths to connect with matching lenders and loan plans.
Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.
niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s
We are committed to providing our clients with the highest quality financial services. A member of the Corey Scott Team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan
Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
The Peabody Municipal FCU is a nonprofit organization independent of the City of Peabody. Credit Union is owned and operated by its members to encourage savings and to provide funds for member needs at competitive rates. and also Peabody Municipal Federal Credit Union is dedicated to providing competitive financial products and superior service to
Luso American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.
Miller Mortgage is a licensed mortgage broker in Massachusetts & New Hampshire.Located Boston in Peabody, MA our mission is to provide the best customer service & secure the lowest mortgage interest rates from our lending partners.Our volume enables us to procure very low mortgage rates and flexible programs in the Massachusetts and New Hampshire.
Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships.
