Explore the differences! FHA VS Conventional loan programs in Brandon, Rutland County, Vermont

For the year 2025, the conventional loan limit in Brandon, county of Rutland, VT, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, USDA, and VA options. This tool assists in determining the necessary income, credit, reserves, and documents required for loan qualification. By placing the loans in side-by-side comparison, it helps identify the most suitable program for your financial circumstances in VT.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Brandon, Rutland, VT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 05733, 05745

Opportunities for Conventional and FHA Loans in Brandon, VT

The aim of Lendersa® is to efficiently connect you with the most appropriate Conventional, USDA, or FHA loan without unnecessary complexity. Choose from one of three starting strategies that lead to matching lenders and loan options.

Results from Lendersa USDA loan request and matching


  • Bogota Savings Bank
  • 60 East Main St, Bogota, NJ, 07603
  • Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
  • Apple Home Mortgage
  • 1819 Williamsbridge Road, Suite LB, Bronx, NY, 10461
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
  • Cape Cod 5 Lending and Wealth Management Office
  • 2745 Main St, Brewster, MA, 02631
  • "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers. We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
  • AMERIDREAM HOME LOANS, L.L.C.
  • 72 Essex Street, Suite 4, Lodi, NJ, 07644
  • Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.
  • North Jersey Federal Credit Union
  • 711 Union Blvd, Totowa, NJ, 07512
  • In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.
  • North Capital Funding Corporation
  • 535 Union Boulevard, Totowa, NJ, 07512
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ELITE MORTGAGE LLC
  • 1610 Center Avenue, Fort Lee, NJ, 07024
  • "At Elite Mortgage, we believe that a home is a space that offers safety and comfort. It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"
  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans. JMS Global is the choice of top REIs across the country,
  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
  • Mortgage Advantage
  • 201 Old Country Road, Suite 200, Melville, NY, 11747
  • Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.
  • United Mortgage Corp
  • 25 Melville Park Road, Suite 110, Melville, NY, 11747
  • United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.