Explore the differences! FHA VS Conventional loan programs in Montpelier, Washington County, Vermont

In 2025, the conventional loan limit in Montpelier, located in Washington County, VT, is $726,200. For a single-family home, the FHA loan limit is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to contrast the leading rates today between Conventional, FHA, and USDA loans. It will assist you in determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program for your financial situation in VT.

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Loan limits and down payment requirements for 2025 in Montpelier, Washington, VT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is applicable for zip codes: 05602, 05603, 05604, 05620, 05633

Explore Conventional and FHA loan alternatives in Montpelier, VT

Lendersa® is dedicated to securing you the optimal Conventional, USDA, or FHA loan quickly, without any hassle. Choose from three initial pathways that lead you to matching lenders and loan solutions.

Lendersa USDA loan request with matching results


  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Farmers State Bank & Trust Company
  • 127-129 W. Main St., Mount Sterling, IL, 62353
  • We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive. Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co
  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353
  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.
  • First Southeast Bank
  • 3 Main Ave N, Harmony, MN, 55939
  • Throughout southeast Minnesota & Northern Iowa, First Southeast Bank has been providing a wide range of services as your local, family owned community bank. First Southeast Bank, Harmony location, undergoes a major renovation to the interior and of the building with a large addition added. In 2011 Canton State Bank merges into First Southeast Bank.
  • Dynasty Financial Consulting, Inc
  • 5686 Fulton Industrial Blvd, Suite 44601, Atlanta, GA, 30336
  • Fortunately, at Dynasty Financial Consulting, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
  • F&M Bank & Trust
  • PO Box 928, Burlington, IA, 52601
  • Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else. Farmers & Merchants Savings Bank was chartered on March 1, 1916.
  • MS Home Mortgage LLC
  • 7193 Jonesboro Rd, Suite 202, Morrow, GA, 30260
  • MS Home Mortgage is a mortgage lending company in Georgia that partners with wholesale lenders and investors from across the country. We help clients by offering them the right mortgage products and providing them with exceptional services to approve and close their loans quickly.
  • SIUe CREDIT UNION
  • 1566 Lewis Road, Edwardsville, IL, 62025
  • SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.