FHA VS Conventional loan in Montpelier, Washington County, Vermont
In 2025, the conventional loan limit in Montpelier, located in Washington County, VT, is $726,200. For a single-family home, the FHA loan limit is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to contrast the leading rates today between Conventional, FHA, and USDA loans. It will assist you in determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program for your financial situation in VT.
Loan limits and down payment requirements for 2025 in Montpelier, Washington, VT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is applicable for zip codes: 05602, 05603, 05604, 05620, 05633
Explore Conventional and FHA loan alternatives in Montpelier, VT
Lendersa® is dedicated to securing you the optimal Conventional, USDA, or FHA loan quickly, without any hassle. Choose from three initial pathways that lead you to matching lenders and loan solutions.
First Priority Credit Union is a Massachusetts state-chartered credit union that began providing banking products and services to members in 1924. FPCU membership originally included United States Postal Employees, retirees and their family, but over the years has grown to include those that live or work in Suffolk and Essex Counties
"Cabot Boston Credit Union has been open since 1941. The credit union has assets totaling $7.32 Million and provides banking services to more than 800 members. Cabot Boston Credit Union Providing services to Cabot US Based
Employees since 1941. Cabot Boston Credit Union (inc) is located in Boston, MA, United States."
Philly Hard Money Loans is an affiliate of Crowd Lending Inc. PHML is a Local Direct Hard Money Lender. PHML provides fast, flexible, and direct funding to investors, builders, and developers for investment real estate.PHML directly funds the acquisition and renovation of investment real estate.
First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.
Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
404 South Huntington Avenue, Jamaica Plain, MA, 02130
Endeavor Capital is a “unique requirements” private lender where every real estate loan represents a special situation. Although we welcome opportunities that come with sophisticated PowerPoint business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the real estate loan reque
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At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
