In 2026, the conventional loan limit in Waterbury, within Washington County, VT, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates, comparing options across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you in selecting the right program for your specific financial circumstances in VT.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is applicable to zip codes: 05677
Lendersa® aims to assist you in securing the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose from among three starting points to connect with matching lenders and programs.
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