FHA VS Conventional loan programs in Burlington, Chittenden County, Vermont
During 2025, the Conventional loan limit applicable in Burlington, within Chittenden county, VT, is set at $726,200. Conversely, the FHA limit applicable to a single-family home is $492,200. These loan thresholds are essential components for potential homebuyers aiming to craft a comprehensive financial plan and secure appropriate funding for property acquisition under these loan frameworks. Such understanding assists in forming a realistic approach to property purchases, aligning expectations with available financial products.
Employ the Lendersa® Conventional loan calculator to explore the most competitive rates available today across Conventional, FHA, and USDA loans. This tool helps evaluate Critical factors like income, necessary credit score, reserves, and documents needed for loan qualification. Offering a sophisticated comparison of Conforming Conventional loans, USDA, FHA, and VA options, this advanced mortgage calculator aids your selection of the ideal program in VT to satisfy your financial needs efficiently.
2025 Loan Limits and Downpayment Requirements in Burlington, Chittenden County, VT
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3% - Regarded as a foundational minimum, facilitating increased access to homeownership
USDA
$347,700
0% - A standout feature with no down payment, heavily appealing for rural property buyers.
FHA
$492,200
3.5% - Credits flexible terms, particularly appealing to first-time and moderate-credit buyers.
This detailed comparison table pertains to the specific zip codes: 05405, 05401, 05408, 05406, providing crucial localized insights for decision-making.
Explore a Wealth of Conventional and FHA Loan Options in Burlington, VT
Lendersa® is centralized around assisting you in obtaining the finest Conventional, USDA, or FHA loan swiftly and straightforwardly. Opt from one of three entrance strategies, each structured to seamlessly link you with appropriate lenders and tailored loan programs, aligning perfectly with your individual financial needs.
2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.
Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible
"LEGACY LENDING & MORTGAGES LLC is an Active company incorporated on June 14, 2021 with the registered number L21000279251. This Florida Limited Liability company is located at 5954 GLASGOW WAY, TAMARAC, 33321 and has been running for one year. It currently has one Manager.
L. Levin Wilson Is a licensed mortgage lending professional,"
Midtown Mortgage is a locally-owned, full service mortgage company serving Tulsa, Oklahoma and the surrounding areas. We offer in house expertise in many areas of home lending and are committed to helping you find the right mortgage product for you new home purchase or existing home refinance
2787 E. Oakland Park Blvd, Fort Lauderdale, FL, 33306
At flipper Loans we design the program to fit your needs, not ours. We have programs for Wholesaler referrals, Fix and flip Investors and long term rental programs.We Make Hard Money Loans for Real Estate Investors, Simple and Fast and also We are a small local lender that services the entire country with loans to investors
2601 E Oakland Park Blvd, Suite 205, Fort Lauderdale, FL, 33306
At LoKation Real Estate, we empower individuals to live their legacy, not leave it. Our agents earn 100% on every transaction. No splits, no caps, no compromise.
LoKation Real Estate is the premier full-service real estate firm delivering the highest level of service and marketing expertise in the South Florida real estate market.
3000 NE 30th Place, Suite 403, Fort Lauderdale, FL, 33306
American Independent Mortgage is an innovation-driven lender that is rapidly growing in the mortgage industry. Founded by a group of mortgage professionals, we have a long history of providing flexible and affordable mortgage solutions to help families, individuals and veterans improve their quality of life.
2881 East Oakland Park Blvd, Suite 420, Fort Lauderdale, FL, 33306
At Clear Mortgage Lending, Inc. our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
2751 East Oakland Park Blvd, Fort Lauderdale, FL, 33306
We are experts in purchase and refinance mortgages and use our wealth of experience to find the most economical loan options for our clients. Our technology provides an efficient and innovative experience for our clients. Through our website you can submit a secure loan application or pre-qualify for a home purchase.
3000 NE 30th Place, Suite 103, Fort Lauderdale, FL, 33306
Colonial First Mortgage was opened in August 1996 and has had continued success to present day. Serving primarily South Florida we also finance throughout the entire state. Our primary focus is helping families “finance the American dream”. In doing so we feel it is a strong contribution to the surrounding communities.
2601 E Oakland Park Blvd, Suite 500, Fort Lauderdale, FL, 33306
Americas Mortgage Professionals has over 20 years of direct lending experience, and we take pride in providing our customers with an honest and professional lending experience.Our team members work hard to keep our customers informed, no matter the type of loan we are helping you achieve.
