Explore the differences! FHA VS Conventional loan programs in Arlington, Snohomish County, Washington

In 2026, the Conventional loan limit for Arlington, located in Snohomish County, WA, is indicated as $977,500. Meanwhile, the FHA limit for a single-family residence is $977,500.

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Use the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans, identifying the necessary income, credit score, reserves, and documents for eligibility. Our sophisticated mortgage calculator places the Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best suited program in WA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Arlington, Snohomish County, WA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

Applicable zip codes for this table: 98223

FHA and Conventional Loan Options in Arlington, WA

The objective of Lendersa® is to efficiently secure you the best Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to connect with matching lenders and loan offerings.

  1. Submit a detailed request for optimization of Conventional/USDA/FHA loans
  2. See USDA, FHA, and Conventional rates & terms upfront
  3. Access the largest directory of Conventional lenders available
Results from Lendersa's USDA loan requests and matchings


Arlington Lenders


  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Lends in Washington

  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.

  • BEN LINK, MORTGAGE
  • 9506 4th St NE, Lake Stevens, WA, 98258
  • Lends in Washington

  • Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.

  • Equity Solutions Northwest
  • 9715 271st Street Northwest, Suite 3, Stanwood, WA, 98292
  • Lends in Washington

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Financial Edge Mortgage Corp
  • PO Box 1665, Stanwood, WA, 98292
  • Lends in Washington

  • financial edge mortgage loan program that's is the best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage,

  • Halcyon Home Loans
  • 119 Cedar Ave, Snohomish, WA, 98290
  • Lends in Washington

  • Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.

  • Snohomish Mortgage Company
  • 1030 Ave D, Suite 7, Snohomish, WA, 98290
  • Lends in Washington

  • Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.

  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Lends in Washington

  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.

  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • Lends in Washington

  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status

  • Pro Escrow Inc
  • 5920 Evergreen Way, Suite C, Everett, WA, 98203
  • Lends in Washington

  • PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!

  • Westar Funding
  • 728 3rd Street, Suite B, Mukilteo, WA, 98275
  • Lends in Washington

  • Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
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